[applause] oscar delatorre, the northern california carpenters regional council, thank you. laborers council. tim, thank you for being here. the film commission, patrick johnson, thank you for stepping up. an invaluable planning council that i will be working closely with as we move into the new health care challenges for our city and state and country, that is our hiv services planning council. gabriel ortega, thank you for stepping up. mark, thank you for being here. [applause] a very important commission, our immigrant rights commission, who is constantly challenged by the need to reform our immigration policies, but to make sure that when people try to vote this year that they will not be intimidated. we've got to work harder for the rest of the country. we can show the way here. i know the leadership will come from sonia. thank you for stepping up. our state has presented, and our country has presented, a challenge to us for our seniors and the need for long-term care. we're going to be working closely with the long term care coordinating council. thank you, tracy. [appl

they say they determined that the high cost of doing business in california makes it difficult to run cost-effective call some centers and northern california. >>> one would think that with all the companies that have left the region that we were trying to do something to it least correct that perception that california is a business friendly state. comcast is a number of employees that answer the phone that california closure and juliet goodrich cbs five. >>> more americans are feeling optimistic about the economy. there are positive side on several fronts consumer confidence has a seven month high stocks are also on the uptake the s&p index has surged 15% this year. that is about to change with the times. >>> the best gift this holiday season may be more jobs. torres said today it will take on 45,000 seasonal workers this year 5000 more than last year. coles said a department store chain is adding more than 52,000 holliday workers about 10% more than last year. the seasonal work force will be 80 to 90,000 down slightly from a year ago and wal-mart is adding 50,000 jobs up slightly. i came stopple add 7000. >>> is about the same

and locally, to connect with professionalism, the northern california chapter. they put together class's brought to the bay area, and they are the most local and specific. you can find networking resources and great stuff through that website. >> there is a whole lot more to talk about, but it is 1:30. thank you for coming, and see you next month. thank you very much.

we were eventually able to figure out that there was a tainted heroin on the streets in northern california, and that this heroin was probably the most selective brain toxin ever discovered.

. >>> a few hours from now the northern california man accused of ab diagnosticking -- abducting his children and stealing a yacht will make a court appearance. police say christopher maffei took his children from their mother's home and stole a boat. >>> father and son are doing fine today after an incredible rescue yesterday off the central coast between -- this is video from the coast guard. the 70-year-old man and his son were on their way from santa barbara to canada when their plane went down. a helicopter rescue crew from air station san francisco responded to that may-day call the fire was suffering from hypothermia, both refused medical treatment. >>> autopsy will be done tomorrow on the body of missing lafayette man found over the weekend on the sacramento river. a fisherman discovered brett olson's body yesterday the 20-year-old vanished a week ago. sheriff believes there was no foul play and he drowned. olson's family and friends plan to honor him with a candlelight vigil tomorrow night at 7:00. >>> members at the cross fit gyms in the east bay are dedicating their workou

[applause] oscar delatorre, the northern california carpenters regional council, thank you. laborers council. tim, thank you for being here. the film commission, patrick johnson, thank you for stepping up. an invaluable planning council that i will be working closely with as we move into the new health care challenges for our city and state and country, that is our hiv services planning council. gabriel ortega, thank you for stepping up. mark, thank you for being here. [applause] a very important commission, our immigrant rights commission, who is constantly challenged by the need to reform our immigration policies, but to make sure that when people try

[applause] oscar delatorre, the northern california carpenters regional council, thank you. borers council. tim, thank you for being here. the film commission, patrick johnson, thank you for stepping up. an invaluable planning council that i will be working closely with as we move into

coming up, take a look at what people are spotting up and down the northern california coast. >> wow.>> and thank you for trusting ktvu channel 2 news. na add some oomph. and... top it off with a little kick. and... napkins. it's build your own burger. now at denny's.

. >>> a few hours from now the northern california man accused of ab diagnosticking -- abducting his children and stealing a yacht will make a court appearance. police say christopher maffei took his children from their mother's home and stole a boat. >>> father and son are doing fine today after an incredible rescue yesterday off the central coast between -- this is video from the coast guard. the 70-year-old man and his son were on their way from santa barbara to canada when their plane went down. a helicopter rescue crew from air station san francisco responded to that may-day call the fire was suffering from hypothermia, both refused medical treatment. >>> autopsy will be done tomorrow on the body of missing lafayette man found over the weekend on the sacramento river. a fisherman discovered brett olson's body yesterday the 20-year-old vanished a week ago. sheriff believes there was no foul play and he drowned. olson's family and friends plan to honor him with a candlelight vigil tomorrow night at 7:00. >>> members at the cross fit gyms in the east bay are dedicating their workou

i cover the northern california region. i usually focus on about $350 -- $350,000 of sbe loans. last year, for 2010, i did 43 loans. so we are lending. i usually focus on six different types of loans. start-ups, business acquisitions, real estate purchases with ti's, working capital, a partner buyouts, business expansion. when i am looking at a potential loan, i use the standard five c's of credit. the first one is character. what we are looking for is a minimum score around 640. we would like to say no recent bankruptcy foreclosures, bankruptcies, tax liens. if we see a loan that has been modified, we would like to see a reason it was modified, what ever reason it may be. it cannot be, i did not want to pay that payment any more. the second c, conditions. basically, how precise will the money be used? we are looking at a business plan. when you look at a business plan, that is just a start up. we are looking to see where there will be the need for lending. if you are an existing business, we want to see the money that we give you goes to the growth of your business. the third c

the annual ride lasts five days and goes all along the northern california coast and raises money for environmental nonprofit organizations. as you see there, lots of sunshine in san francisco today. pretty nice out there. >>> especially the inland spots. on the hot side, 90's. we're going to cool things off a little bit but no major changes to the forecast. right now we have the fog to contend with. also a batch of high clouds. you may have noticed those moving in from the pacific earlier this afternoon. here we go, some of the fog out toward the golden gate bridge. already a few patches approaching the bay bridge at last check. nearly 30 degrees in temperature changes. warmest locations inland. it was hot, 93 to 96 degrees earlier this afternoon. here we go with the forecast. headlines for tonight. we do have this with mostly clear skies. some coastal fog as we just showed you. tomorrow some morning fog. it will still be hot. the weekend, temperatures on either the mild side or the warm side but no major heat showing up. coolest locations in the upper 40's up towards santa rosa. mos