as these debates have gone on for the past civil months, i have been reminded of thomas payne when he wrote, that if there must be trouble, let it be in my day, that my children may have peace. we need to decide with our legacy to our children and their children will be. a mountain of debt or sound government that lives within its means. thank you, mr. chairman. i yield back. the speaker pro tempore: the gentleman from pennsylvania yields back his time. the chair recognizes the gentleman from texas, mr. carter, for five minutes. mr. carter: thank you, mr. speaker. six months ago a small business man was called into a financial lending institution and asked to come in and talk to the officer in charge. he went in to that office and the officer in charge told him, he said, you know, you have been a customer of this organization for quite a few years. and you have -- we have constantly been giving you a line of credit every summer to continue your operation for the next year. this year we are -- our examiners have noted for us and we also throw our board of directors we have examined you