they didn't have insurance or they were underinsured.ion like that. >> in particular cases we had storms in the northern bay area, northern california, one of the things you want to know your homeowners insurance covers specific things, covers things for wildfire, theft, liability coverage. one of the things it doesn't cover is damage from flooding, flood flood damage is separate. that is from fema. it also doesn't cover earthquake damage and that is something very important in the bay area. you want to make sure what your homeowners covers. find out what policies compleme i was. >> and i was thinking about the horrible situation in san bruno. how could that be covered by insurance. s that insurers will take a look at typical risk do. all the math and they come up what is and isn't covered. an explosion is covered. you have pg&e who is responsible for that whole process going through and finding where the money is going to come to rebuild those homes. >> cheryl: renters, there are millions of renters and not that many people think to get

imagine why lebron james would want in the neighborhood where he grew up, there are kids that are underinsuredvilege he does to gain awareness about the insurance that is available to them. whether or not the n.b.a. itself is an institution.... >> judge jeanine:, mark, quickly, do you think it's appropriate to put pressure on national sports leagues? >> i don't think they put pressure. >> judge jeanine: if the white house called you, i don't think so. >> they sent a letter wanting to explore exploring a partnership. what is happening the republicans are bullying. what the republican congressmen getting on the scenes on the phone with commissioners and saying don't go for it. but this is the law of the land and so if the n.b.a. commissioner decides he wants to promote the law of the land they should. >> a. >> judge jeanine: chris, before we wrap here, i'm running out of time, dhio this is smoothing the roads for the 2014 election with an unpopular law that they wanted to make more popular? >> it doesn't bear resemblance to army sponsoring a nascar team. that is different thing. everything this

these are the workers uttermost underinsured, underemployed, work in some of the most dangerous situationsey don't have unions. the question is, is our society so an art, is our society so surrendering of any kind of civic sovereignty that we cannot get a minimum wage equal to 1968? is supported, by the way, of 7% of the people, including rick santorum rid -- it is supported, by the way, by 7% of the people, including rick santorum and until last year, mitt romney. the democrats are sitting on inadequate bills in the house and senate and not really pushing the republicans. here is what we're trying to do. august is the big recess for the members of congress go back home. we want people to get 300-400 signatures of the people back, summoning congress people and the senators to exclusive town meetings in each district, and those of you who are watching or listening to this program and want to show how to turn this around -- it is a great economic stimulus, by the way, to give people who desperately need necessities of life more money -- if you want to take 30 million people up to $10.50 an h

we're talking about new markets for small business owners an for individuals who are underinsured or totally uninsured. that's who the marketplace is aiming to have as their customers. and for them the opportunity for the first time ever to have some financial assistance, to get health care that works for them and their families is a brand-new day. so once people understand that's what the law is about, they are very enthusiastic about the benefits. so our job really is to make sure people understand medicare doesn't change, it just gets stronger. private health insurance offered through employer that works for folks doesn't change. this is really about a part of the market that hasn't work for years and too many people who don't have affordable health care through their job sites or who work on their own or who are trying to start up a new business and terrified to leave their job because they don't think they'll have affordable health care. that's what the new market is about. >> before i let you go, i wanted to ask you about some of the new state legislation -- lenl legislative in

waterlines and the sewer lines that were damaged by the explosion, along with the school that is underinsured and needing additional funds as well. so that's where we stand right now. i've talked to the governor's office. they are preparing a letter of an appeal, so we'll see where they go. >> i don't understand, because originally, it seemed like fema was suggesting that the explosion was not of the severity and magnitude that warrants a major disaster declaration that would open the floodgates to more money. but now they seem to be saying you got $16 million and you can afford the rest because they claim you have $8 billion in a rainy day fund, or you will by 2015, so they don't think fema should have to pick up the tab. so which is it, that they don't think the disaster is bad enough, or that they think you guys have deeper pockets than fema does? >> well, one, if they saw -- if they came down here and actually paid attention and saw what i see, and that is the devastation that happened on april 17th, there's no question in my mind that that's a disaster. the city of west lost 65% of our w

account proximity to hazards here and then finally hazardous chemical operations shouldn't be underinsured. in some become sustained improvement is long-term and evolves our range of actions, not any one thing. but among the immediate lessons from the recent explosion of the need for epa to make sure that major recognize hazards first are included in programs designed to address them, second, are subject to safer alternatives analysis by companies that hold them, and third, that are covered by appropriate list and thresholds, and by the general duty to operate safety. thanks for the opportunity to testify. i would be glad to take any questions. >> think very much. and next we go to dr. sam mannan, regents professor and director, mary kay o'connor process safety center, texas a&m. >> good morning, chairman boxer, ranking member vitter, and other distinction numbers of the committee. my name is sam money and hundred of the mary kay o'connor process safety center and regents professor at texas a&m university. the center seeks to develop safer processes, equipment, procedures and management st