we got 93% of eligible people to sign a union card.ontline staff, and i care about the clients. >> three and four? >> and five. supervisor kim: ok. >> my name is deborah muse. i like to take my name off of seat two and apply for 3, 4, 5, or 6. i believe i can be an asset to the committee for several reasons. i have experience with homelessness. i worked in the shelter, actually. you can find me every wednesday evening on sixth street giving out clothes and food to the homeless. with lazarus house. i have worked in some housing environments where the homeless are not exactly sheltered. it is a place where they can go and sit and watch tv in the evening, get a good meal. i have a homeless knowledge. i have a passion to help those. i know how it feels. circumstances of all, and put us there. i believe i could also be a benefit knowing a good and bad of the shelter and what can be fixed. i believe that for those reasons i should be considered for the seat. >> i'm maxine paulson, i've applied for seat 2. i could fall under 4, 5, and 6. i di

. >> we have quite a few cards, several from your union. could you ask if your members could have knowledge that they support the project. >> not a problem. thank you, brothers. >> good evening, commissioners. this property, i understand what the tenant is coming from. if suddenly, i was to be told, we will give you a new one, i would not care about the new place. the end result is what we are looking at. unhearthe planning cut, the houg code, transportation. there is no eir. buildings will be stronger than they are today. they will also be more energy- efficient. right now, you will get a better quality of life and you will have a nicer place to live. it is a win-win for everybody. they won't be able to come back. it is a great project and i urge you approve it. >president olague: [reading names] >> i think i was next in the program. my name is judith flynn. i have copies of the statement that i am going to partially read. partially because i have adjusted some of my comments based upon some of the testimony that i have heard this evening.

cards out. >> i am the ne community federal community union. we are like a bank except we are nonprofit. we are 501 c 14. we are insured up to 250,000. we build credit. what we do a lot is one-on-one counseling. we are also a part of the bank of san francisco, so we do pay their lending -- payday lending. we help people build up their credit before helping them to get a bigger loan amount. especially people who want to start a small business. credit unions offer micro loans. we do a lot of micro loans up to $50,000. this is -- we check credit. we need a business plan. then we look at the three-year tax return and that statement. we do a lot of home care and mom-and-pop shops. we also do start ups. we asked for approval through documents. we work a lot with people who do not know how to file taxes properly. we are mainly focused in san francisco. we are small. we focus mainly on the tenderloin, chinatown, bayview, visitation. we do a lot of expansion. people start small through the credit union and then want to go to the bank. we know we are limited. we cannot afford to give out a big loa

cards out. >> i am the ne community federal community union. we are like

. >> her payments come on a debit card that doesn't always arrive on time. >> a credit union facing a money crunch. looking for a bail out from customers. >> and its not easy going green. tonight how california farmers are turning to technology and saving monononononononononononon >> closed captioning brought to you by mancini sleepworld. >>> more breaking news right now. sky 7 hd is live over the san mateo bridge. the chp just reopened all westbound lanes following a crash of a motorcycle and a car there. >> they tell us they stopped traffic to allow a life flight helicopter to land but then decided they can transport by ambulance on the ground. so that is what they did. goitsing to take time for traffic to get back to normal. >> and more than a million callins select unemployment checks. foremost, receiving payments on time is critical. but the state won't be issuing benefit checks anymore. >> reporter: this system made plenty of folks uneasy. instead of receiving a paper check as they have, their funds are now loaded on to a debit card. well, many came to me saying money is now slo

the card you have is an actual poster that was recruiting african-americans for the union army in the civil war. we also have an example of an african-american who served in the confederacy, which is also a part of the exhibit you have there. it is a broad-ranging exhibit of african-american art and historic documents that span one of the key elements of the exhibit of the kinsey, and they had trouble leaving it with us, is a schedule of slaves that was part of a family that filed for bankruptcy, and they had to document. it was so big, a listing of 500 slaves that were being put on the market for sale. it is the original document. so we have documents there. it is a copy of brown versus the board of education signed by all the justices of the supreme court. it is a way of making it real for all of us. opening comments. commissioner maufas: thank you. i appreciate the board listening. over my shoulder, indeed the desmond it seems quite interested -- dee dee desmond seemed quite interested. maybe some folks listening and watching participate. as i visited the collection, my breath was

union. this ensures worker freedom. card check poses a direct threat to this freedom. the last congress went get the will of the american people and the current administration still seems intent on pushing it on american workers to circumvent necessary approval is to attack our representative form of government. if enacted through back doors and without congressional approval, card check would eliminate the use of secret ballot for union elections. mr. chairman, we have to preserve the use of the secret ballot. it is a fundamental institution of democracy. if the private ballot is eliminated, it opens up the opportunity to strong arm workers in the unions. just this week, in wisconsin, we have seen what unions do if they don't get their way and the administration is pushing their way. i thought another vehicle would be better for this issue, but i could not pass up this opportunity to offer this and i withdraw this colleague. i ask unanimous consent to withdraw my amendment and i yield back the balance of my time. the chair: without objection, the amendment is withdraw

. >> reporter: the consumer's union is one of the many critics calling for better regulations on prepaid cards as consumers continue to lose money to hidden fees. >> those fees can add up quickly. >> reporter: to find out just how quickly we headed to wal- mart tony to invest in -- we headed to wal-mart to invest. this wal-mart was completely sold out and so was this one they are so popular. walgren's was sold out to. so we ordered directly. my activation fee was waived. i still had to load it up. >> we charge you 4.95. >> you charge me 4.95? >> yes. >> reporter: almost $5 to load it. that's 17.35 in fees on my first day alone. but the biggest shock came when i used my car to make a plane reservation and will to cancel. >> it will take 13 days for me to get my money back? >> that's correct. >> reporter: delayed pay back is one of the drawbacks. if it is lost or stolen. >> you may not get any money back. the company may decide not to honor those protections. >> reporter: but for many with poor credit prepaid is the only option so for them he says compare the fees on various cards before decidin

unions and small community banks. although that might come later. >> people with multiple accounts with the same bank, savings accounts and credit cards might stille able to keep a free checking account, which leaves analysts to suggest the poorest customers may be hit the hardest, again. >>> we have rob mayeda checking out the weather. what a day today. it was really nice. and it's still nice tonight. >> still warm out there. at least the sunshine's still free. the summer preview around the bay area today. the temperatures right now, even at this hour, running warmer than the average high temperature for this time of year. in places like san jose and san francisco. right now 64 degrees. over to oakland, look at that, the temperature's actually come up in the last 30 minutes due to the wind mixing in warmer air out of the east bay hills into oakland. our final stop takes us into san francisco. look at that temperature. 67 degrees. northwest wind at 12. typical highs this time of year should be the upper 50s. we're sitting at 67 degrees right now. with the offshore winds, they're acting like a bit of a hair dryer over the bay area. as it descends

each card was individually dye stamp stamped. >>> today is the last day of the union between cosco and the wedding dress designer. on thursday, the designer began an exclusive four-day exhibit in an jose. the dresses range in prices from 700 to $1,400. customers will be able to visit the dress salon and meet with an expert bridal consultant. no word yet on how many dresses have been sold so far. >>> well a snow border missing this morning. >>> plus, a new twist on wisconsin's budget show down. what some protesters are doing to try to get excused from work. >>> coming up, the pictures from some of the snowiest spots in the bay area. >>> plus, some areas are dealing with fog and that could have contributed to a fatal crash just hours ago. >>> and good morning everyone. welcome to mornings on 2. >> it is sunday, f ebruary 20th. expect dry, but cold weather today. we have your forecast this morning. hi. >> good morning. bone chilling cold if you're out and about early this morning. make sure you bundle up the kids, maybe church, cup of coffee. a mild day in store. giving awe look at what w

themed valentine's cards and we'll tell you how the crazy burgers are clamoring for some more attention then comments from the governor of wisconsin are reheating the workers union debate scott walker is proposing removing public bargaining rights all for the sake of filling a three billion dollars budget hole was that really the right thing to do well debate the issue is see like elk and the simulated mission to mars five hundred has reached a major milestone after a crew has been mimicking space flight for two hundred fifty seven days they finally reached the planet mars author andrew trike in will join me at the end of the show to discuss this foam mission and what it could mean for the future of space exploration but now to move on to our top story. today president obama released his by. for two thousand and twelve a whopping three point seven three trillion dollars budget which means it's going to get a whole lot worse before it gets any better now this new budget projects of the deficit for the current year is going to surge to an all time high of one point six five trillion dollars but it also pledges one point one trillion in savings over the next decade

card. >> marty: a look at national news, falling snow could make for smaller protesters. there were about a plan that would break unionsn the state. yesterday's rally brought 70,000 people to the capital. >> reporter: no rest this weekend for the opponents of the budget bill, for 50 they marched at the capitol in madison to voice their displeasure. it would raise the cost of benefits and limits the ability to collectively bargain. scott were curses is necessary and a tough time the state is facing. it and to avoid laying off 6000 workers. >> you will layoff 6000 people but you promised me six weeks ago you will create 250,000 jobs. >> we are broken wisconsin. >> reporter: this was the dumbest air that came out for the first time saturday. >> i don't think the concessions, are out of line. >> unbelievable! on american! >> reporter: 14 state senators brought the senate to a halt to fleeing the capital demanding negotiations. supporters don't see that happening. >> our government, has comgovere out very strong and that's why we elected him. >> my kids not here he is dead because of him! he ruined my life! they need to be

cards on the table -- my mom is watching. she was a 36-year union teacher out of the suburbs of pittsburgh. i do not have a lot of of activity when it comes to teachers, because i know what happened when if things got really bad in our area when i was a teenager, and what having a stable income did for our community and our household. investing in education is so very critical. in wisconsin, we have our milwaukee public schools, which have to deal with one of the highest poverty rates among the public school system in the country. it costs more to educate kids who do not have that kind of support because they live in poverty. there is always room for improvement, but our teachers in wisconsin to a really good job, and we cannot take away their rights to have a say in the quality of the classroom and class sizes. if you look to the statistics, places that invest in education have higher per capita incomes. places that invest less in education, have lower per- capita income. if so, it is absolutely critical to make the smaller investment now, for the

. >> if you just want an all-purpose card that's going to serve you pretty well, penfed puts out good ones. it's a credit unionrmally specializes in the military and military industry. you can join a military support group and become a part of it. in this case they're really responsive in case you're late. they'll help you work it out with a lot of grace. which is unusual, as you might know. and you can also get a lot of money back. 5% on gas. huge number when you think about it. and 2% on groceries. so, i think all over, between the customer support and the cash back you're getting a good choice. >> did you about this new card the citi 2-g card. >> there's only a few of them out there right now. being tested by citibank. by the end of the year and middle of the year they'll be out in full force. it's a card with a little microprocessor inside. two buttons, two little lights. you press this button, you're paying in credit. you press the other button you're paying with rewards. so you use up your are wards points that way. so you know, it's kind of a gimmick. but there could be some future in this, deciding whi

union administration, which provides federal protection identical to that that we're all familiar with, the federal deposit insurance corporation does on banks. >> okay, so one more area is credit card you know, we all say, "yeah, we need to lower our credit card debt," but what does that really mean for saving real money? >> well, it can be real money. let me tell you, camille. take a look at this example. it's provided to us by our financial expert. say you have a money market account which is currently paying a very low interest rate of .75%, and you have a credit card debt which coasts you 14% in interest. the net effect is that you're losing 13.25% in interest every year. so what you want to do is use the low-paying money market savings to pay off your credit card and then put that card away in some drawer and throw away the key. that's the hardest part. just, you know, making sure that you lock it away and that you really only use it for emergencies. >> exactly. exactly. >> i'll put that one on the list. >> okay, now, there's another way you can cut your car insurance by 30% with a simple step of increasing your deductible from $250 to $500. if your car is five years or older,

unions will be hired the most of the big banks, correct? >> correct. >> with such the retailer from fame and you want to use that card? at the small bank. rather use a bigger one? what stops them from doing it, anything? >> not now. unless again the company, the visa requires oil cards, which in many times they do. >> in practice, i can't imagine visa is out there checking out. they are going to make -- they are going to do there thing anyway. it would seem to me that there is going to be undue harm done to smaller banks when the retailer looks at this and says he know what, i'm going with the smallest change possible cut is going to help my bottom line. do you see it being that way? >> i think there's two reasons why the extension by number. one is exactly what you're saying. merchants might turn down in the networks may not be economical to have it in your system. >> chairman bair, from your point of view, how do you think it's going to impact the hashish and aec provides? >> it remains to be seen whether they can be protected. i'm skeptical for other reasons chairman bernanke has been accepted. it's forced on to the level that is goi

a culture of union favoritism has seized the board with consequences that reach into virtually every workplace. stripping workers of their right to a secret ballot through a backdoor card check scheme is one looming threat. the board also has threatened legal action against states seeking to protect the secret ballot and it has diminished safeguards for employers. we cannot allow the board to rewrite the rules of the game to circumvent the will of congress in pursuit of its own job destroying agenda. the same culture of union favoritism has also swept across the administration. expanding protections for big labor at the expense of rank-and-file workers. project labor agreements and highroad contracting sound innocent enough but they put small businesses and the vast majority of their works at a disadvantage at the expense of the taxpayers, i might add. these are the kinds of policies that should be examined to determine whether they undermine economic growth. our efforts will not be blinded by partisanship. if we learn of a rule or regulation that stands in the way of a strong work force, regardless of the congress or administration that put it in place, we will take a

unions will be hired the most of the big banks, correct? >> correct. >> with such the retailer from fame and you want to use that card? at the small bank. rather use a bigger one? what stops them from doing it, anything? >> n now. unless again the company, the visa requires oil cards, which in many times they do. >> in pactice, i can't imagine visa is out there checking out. they are going to make -- they are going to do there thing anyway. it would seem to me that there is going to be undue harm done to smaller banks when the retailer looks at this and says he know what, i'm going with the smallest change possible cut is going to help my bottom line. do you see it being that way? >> i think there's two reasons why the extension by number. one is exactly what you're saying. merchants might turn down in the networks may not be economical to have it in your system. >> chairman bair, from your point of view, how do you think it's going to impact the hashish and aec provides? >> it remains to be seen whether they can be protected. i'm skeptil for other reasons chairman bernanke has ben accepted. it's forced on to the level that is going to

unions will be hired the most of the big banks, correct? >> correct. >> with such the retailer from fame and you want to use that card? the small bank. rather use a bigger one? what stops them from doing it, anything? >> not now. unless again the company, the visa requires oil cards, which in many times they do. >> in practice, i can't imagine visa is out there checking out. they are going to make -- they are going to do there thing anyway. it would seem to me that there is going to be undue harm done to smaller banks when the retailer looks at this and says he know what, i'm going with the smallest change possible cut is going to help my bottom line. do you see it being that way? >> i think there's two reasons why the extension by number. one is exactly what you're saying. merchants might turn down in the networks may not be economical to have it in your system. >> chairman bair, from your point of view, how do you think it's going to impact the hashish and aec provides? >> it remains to be seen whether they can be protected. i'm skeptical for other reasons chairman bernanke has been accepted. it's forced on to the level that is goi