a block away and wels wells fargo. there is no other bank. it is a necessity. and to me, it kind of -- i'm happy a bank wants to invest. most a.t.m.s are not open -- >> thank you, next speaker, please. >> good evening. i live at -- the section kitty cornered to the chase bank. it is seven blocks away from the proposed bank. i grew up in san francisco. i love this city. i think it is beautiful. it has changed tremendously. i think this law needs to be reviewed if there is something that can be done so that the people can speak and say this is how we feel about how we want to see our neighborhood develop and grow. so it doesn't become a cookie cutter place. i think there is a lot of potential to bring in really cool businesses. they are very different and i don't think chase is one. >> thank you, next speaker, please. >> hello, commissioners. i live about eight blocks from the proposed site here. i'm really not here to speak in favor of or against chase bank or a bank being here. and about these issues, i don't think flabes always right or the landlord is always