will take time to except the workarounds, but ultimately, they will not hold those benefits away.ry quickly. the names you mentioned are medicaid reliant. you think medicaid would be changed in some way? -i think so. but we think about the risk for the insurance perspective is there have always been insurance companies going after the profits. profits are too high. the medicaid names are under earnings relative to what they have in the past two years. we think that is less of a risk. >> all right. for 2014.h care picks street smart is next. ♪ request welcome. 60 minutes until the close of the russian. expanded moremy than previously forecast appeared plus, counting down to earnings. wakes upson, missouri, to looted shops and burned-out buildings after last night's grand jury decision not to indict a white police officer in the fatal shooting of an unarmed lack teenager. -- black teenager.

>> it is a problem, but, at the same time, there may be some workarounds.ucky. that would allow him to be on the ballot for the u.s. senate. kentucky's primary is very late in the year. if he would do that, he could run for senate, he could run for president and he wouldn't be harmed if he lost. the problem with that is kentucky also has a law that says if you're somehow disabled, incapacitated and can't finish out the election, then if you drop off the election, or off the ballot, your party can't replace you. so if you were to do that, candidates would be high and dry and unable to place him on the ballot. >> that's amazing. even if it worked the prospect that you have to run for president without running at home because home won't let you, i mean, it's been interesting to see the public's reaction to this. a poll conducted earlier this year by your newspaper on the subject showed that 66% of kentucky voters would oppose changing the state law to allow rand paul to run for both offices. are they not -- is that the ground conversation in kentucky about thi

the particle effect will not be that significant because the states implement a lot of workarounds, statesobably create the guise of a state run exchange and default people at the federal exchange and that would to suffice. the whole case comes down to whether or not the subsidies with floating federally run exchanges at i think this will put a lot of republican governors in a bind because they will feel all the pain of obamacare. all the regulations, but if they don't start their own state run exchanges, citizens will not get the subsidies. they have to make some early hard decisions. the positives of this are not so good for them. gerri: windy expect the supreme court to act? >> probably a lot of things will be on hold until the court renders a decision here for the legislatures on obamacare. that is going to give republicans on the hill more clout to get some things done. gerri: coming up next, let's the craziness begin. some of the record-breaking deals as a holiday shopping season kicks off. and consumer reports making a list and checking it twice just like somebody else we know. find

service roadway is the workaround north capital at rhode island. back to you guys. >>> more than two dozen people are without a home this morning after the thanksgiving dinner buzz interrupted we a fire. >> that fire broke out just as many folks were sitting down to their thanksgiving dinner last night. in an eight story apartment building in hillcrest heights, maryland. people were jumping out of windows and swinging down from floor to floor of the building on good hope road just to get to safety. one man pulled his truck around to help people get to the ground safely. no one thankfully had to go to the hospital. most of the fire damage is on the third and fourth floors, the cause though remains unknown. >>> and maryland state police say a woman was killed, three people injured when their car crashed into a tree in snow hill. two of the injured passengers are children. the front seat passengerred died at the scene -- passenger died at the scene. >>> and d.c. police are investigating a deadly pedestrian accident in southeast. that person was struck

today, the white house announced the president has come up with a workaround, an executive action thatpolicy without congressional action. for more on the reach of presidential power when it comes to immigration policy, we turn to: frank sharry, founder of america's voice, an immigration reform group; and josh blackman, a constitutional law professor at south texas college of law. frank sharry, senator john mccain and others have said this is anç unconstitutional me that the president is taking. what's your response to that. >> not at all. it's well established through historical precedent, and supreme court case law and legislation that, look, every law enforcement agency has the right to decide how are they going to use limited resources? are they going to!wo after everyone? well, they don't have the resources so they have to set priorities, target resources. the discretion is absolute. so it makes sense that president obama's contemplating saying these people here are low priority, deep roots, been in the country, have citizen children. let's protect them. and then we'll use the re

they are shaking hands on some of the key principles, opening up data, encouraging workaround standards. opportunityhat the to have a more open government starts with a bipartisan commitment to lay the foundation. what is critical is that you're handing off to the american people entrepreneurs and into -- inventors to take that raw data and develop more interesting products and services. >> that is on the communicators on c-span2. student cam video competition is underway. it is open to all middle and high school students to create a 5-7 minute documentary on the three branches in you. policies, law, or action by the executive, legislative, or judicial branch has affected you are you community. for students and teachers totaling more than $100,000. for a list of roles and how to get started, go to student cam.org. >> in georgia today, the candidates for u.s. senate held the final debate before election day. the race features michelle non-, david purdue, amanda swofford. the tv. of ws >> it is your voice, your vote. the debate for u.s. senate live from the tv studios in atlanta. there is

i see that as a possible workaround. arkansas -- with the governor and the legislature -- they flipped two years ago and now they have a bigger majority. it is the first on the state is totally republican controlled since 1984. there will be this continuing tension that people could get it through obamacare. say they have a cash flow incentive for states to go with it. we will see some governors -- mike pence -- another republican governor in utah that they are negotiating with the feds about expansion. one thing to watch in health care is chip. the children's health insurance program which is supposed to go away under obamacare. that is not happening in a lot of states. funding expired and will that be a priority of this congress? i don't think it will go away. whether it'll get the funding that it had been, it is been very expanded in the obama years. i don't know what will happen with it. >> another interesting take away regarding medicare expansion -- because of the republican wave, it is unlikely we will see a lot o

i see that as a possible workaround. arkansas -- with the governor and the legislature -- they flipped two years ago and now they have a bigger majority. it is the first on the state is totally republican controlled since 1984. there will be this continuing tension that people could get it through obamacare. say they have a cash flow incentive for states to go with it. we will see some governors -- mike pence -- another republican governor in utah that they are negotiating with the feds about expansion. one thing to watch in health care is chip. the children's health insurance program which is supposed to go away under obamacare. that is not happening in a lot of states. funding expired and will that be a priority of this congress? i don't think it will go away. whether he gets to funding that it had been, it is been very expanded in the obama years. i don't know what will happen with it. >> another interesting take away regarding medicare expansion -- because it is a republican wave, it is unlikely we will see a lot of

they took the money from the feds to apply to private insurers and that was seen as a possible workaroundmodel but it was her issue in the state races. arkansas, fun fact, the legislature just slipped two years ago -- flipped two years ago. it's the first time the state is toward republican-controlled since 1864, one of those on fax. that will be real issue there. they could be getting into obamacare, sort of a castle incentive for states to go with it. we will see some governors, mike pence, another republican governor in utah that they were negotiating with some kind of expansion on what terms they will take it. one thing to watch i think in health care is chip, the children's health insurance program which was supposed to go away under a obamacare because they thought kids would be covered under the medicaid expansion but it's not happening in a lot of states. funding expires and will that be a priority of this congress? i don't think it will go away if i'm guessing but whether it will get the funding its head. it's been expand into obama years. i don't know what will happen with chip

trans-canada is doing a workaround. >> this has been the least producti iive congress ever, is that rightthis one will equally be. >> i see people buying the coal stocks. the energy department is going to say, listen, we like coal? >> what i'm wondering is if this new majority in the house and senate will result in some form of compromise with the white house that will end up at legislation that would be beneficial to the country as a whole. >> no. >> okay. i just wanted to know. >> you're saying it's the absence of government, not the work of government. >> i mean, it's a pro-corporate, anti-labor government that's coming in, in congress. it could make it so perhaps there will be less rhetoric that's negative. i think we'll get a continuing resolution. the idea of just buying stocks off this, you have to -- this makes me feel more confident about the companies that are doing well and paying for their earnings. no, i'm not going to -- keystone. the president is going to suddenly like fossil fuels? >> he's taken the executive reins on things that have to do with climate change. that's not

but it took the money from the feds to apply to private insurers and that was seen as a possible workaround model for the places but it was a real issue in the state raises. arkansas from a fun fact, the governor -- the legislature just flipped two years ago and they got speak majority and newly elected government. that's the first time the state is republican-controlled since 1854. of fun fact. there will be continuing tension that people either have it or could be getting it to obamacare, like say they're sort of the cash flow incentive for states to go with it. we will see some governors, mike pence, i'm blanking at the moment, another group of can governor, utah that was negotiating on what terms they will take it. but one thing to watch i think in health care is chip, children's health insurance program, which is kind of suppose to go away under obamacare as they the kids would be covered under medicaid expansion but that's not happening in a lot of states. so funding expires and will that be a priority of this congress, this next congress? i don't think it will go away, i'm guessing,

we have another entrenched entitlement we can't pay for and then we be some limited workarounds. the landscape is not totally bleak. the medicare program i had today is different from the one launched 50 years ago. things change but the article system it is hard to change quickly with mass entitlement state. but with some of the key institutional players due to reposition him respond? on the hill, bears limits. even on the hill to procrastination and polarization. it's hard to believe, but it's true. when things are a big mess, they have to respond to what they were to put it out. so you have some urgent translation fixes. some of these might transition when it comes down, but things to be done on the regulatory side. the idea that anybody has their past subsidies grabbed out of their hands are already almost on the honor system including for insurance or may be settled later. we can never figure out what's going on. the premise that somehow people are risk somehow people or risk her with a birdie relied along come the weather was good legal guidance or not is not a risk there. t

that is a workaround for people who have a lot of cash. that they don't want to be at risk. as for the banks having too much power, well, senator durbin -- one of the key consumer champions here -- in the run-up to the collapse in fight to fix things, senator durbin said that the banks on the place. host: from heartland, michigan, joe is up next. caller: yes, good morning. i had three packages delivered last three in the months. dit someone has used cre that were not mine. i return the packages. i called the vendors, told them a fraud going on, and they would give me the last credit card of the number -- which were not mine -- that is all the information i could obtain. my -- my credit and the credit report for two months. now i do not know how to proceed. do you have an idea of what to do? guest: two things. first of all, call the credit think s and say that you you are a victim of identity theft. they flag your account. and request that they send you other information for you. if you are a victim of identity theft, that is what you need to do. contact the three credit bure

. >> so the question is is it a workaround. >> did you know that the books and books can sell you thesame books that amazon can? our business isn't based on what we do online by any stretch of the imagination but the fact is that there can't be a bookstore everywhere in the country. there are more of us today than there were a decade ago but the fact is that yes there are communities that are underserved we are trying to address that you can shop online -- spin it as long as you know their names. most everybody here in miami knows the books. but, let face it. if you're not in miami and you are in a smaller area in florida word you are in texas and some other place in the country that doesn't have a books and books and they are out of borders, there's no more barnes and noble, there was a kids book store that used to be in walking distance i used to go with my children that they are in college right now they are no longer. if you don't know of one that is in your community that you can go online for my name if you don't know a publisher that is of a favorite author that you know is bei