eligible for medicare. she: good point! let the people speak. he: do you know what's required to be eligible for medicare? sue: yes, 65 and have social security orave a spouse that has social security. he: you're eligible to join medicare when you are one, 65 years of age. two, are a u.s. citizen or permanent resident, and three, you or your spouse has paid social security taxes for at least 10 years. he: some people under 65 with certain disabilities are also eligible for medicare. she: according to this free guide - you can enroll up to three months before your sixty-fifth birthday and three months after. so, you have a seven-month window around your birthday. she (o.c.): if you meet all the federal eligibility requirements part a is available to you at no cost and part b requires a premium that is deducted from your social security check. anncr (v.o.): call now to find out more about aarp medicare supplement insurance plans. you will get a personalized rate quote and a complete information kit with the materials you need to help you make a smart, informed decision. if you're turning 65 or older, or medicare-eligible, get this free information

eligible for medicare. she: good point! let the people speak. he: do you know what's required to be eligible for medicare? sue: yes, 65 and have social security orhas social security. he: you're eligible to join medicare when you are one, 65 years of age. two, are a u.s. citizen or permanent resident, and three, you or your spouse has paid social security taxes for at least 10 years. he: some people under 65 with certain disabilities are also eligible for medicare. she: according to this free guide - you can enroll up to three months before your sixty-fifth birthday and three months after. so, you have a seven-month window around your birthday. she (o.c.): if you meet all the federal eligibility requirements part a is available to you at no cost and part b requires a premium that is deducted from your social security check. anncr (v.o.): call now to find out more about aarp medicare supplement insurance plans. you will get a personalized rate quote and a complete information kit with the materials you need to help you make a smart, informed decision. if you're turning 65 or older, or medicare-eligible, get this free information kit and medicare

medicare sulementlans. if you're already on or eligible for medicare... call now to find out how... an aarp medicare supplement insurance plan... insured by united healthcare insurance company... helps you pay some of the 20% of your medical expenses... not covered by medicare part b. that can save you thousands of dollars. these are the only medicare supplement insurance plans... exclusively endorsed by aarp, a name you trust. when you call now... we'll send you this free information kit... plus this free guide to understanding medicare. i can keep my own doct and choose my own hospital. and i don't need a referral to see a specialist. call 1-800-232-7773/tty now. a personal health insurance advisor is waiting. >> we return to las vegas for more of "poker after dark, the cash game." with all the original buy-ins and re-buys tallied up, there's almost $1.5 million on the table. >> so, you need to turn some of your red hands in flops. >> in that spot? >> yeah, on the river. i think it's okay there. in a lot of spots, i don't think it would be. is that straddle or raised? >> no, no, n

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medicare supplement plans. so i could understand it all... after i called... i was able to choose the plan that was right for me. if you're already on or eligibleor medicare... call now to find out how... an aarp medicare supplement insurance plan... insured by united healthcare insurance company... helps you pay some of the 20% of your medical expenses... not covered by medicare part b. that can save you from paying... thousands of dollars out of your own pocket. these are the only medicare supplement insurance plans... exclusively endorsed by aarp... a name you trust. when you call now... we'll send you this free information kit... with all you need to enroll. so you can join the millions of people... who've already trusted us... for their medicare supplement insurance. plus we'll send you this free guide to understanding medicare.

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i want to come back to the issue of whether or not those eligible for medicaid and medicare, did they see a an increase -- did they see an increase in costs? >> no. some states had a minimal cost when they move to the medicare part d program. their cost sharing is the same as what they had under medicaid. it is very similar. >> thank you. i do not know if this point has been made, but, as i understand it, in some states, medicaid programs provided prescription benefit for the limit the number of prescriptions. they may have three prescriptions, for prescriptions, or five prescriptions that they can get. my mother lived in sort of tried before death. i think there was a limitation there. does that sound about right? >> that is true. before the drug benefit, there was a trend that started the medicaid program. >> it is not uncommon for people -- my mother died in her early a pause. they're using more than four different prescriptions. -- in hurt early 80's. they're using more than 40 for prescriptions. first of all, part d works well. what is a fair contribution for the pharmaceutical i

host: you have heard the argument that many who oppose a government-run health care get medicare or will be eligible for it, so what is the difference? what is medicare work in the public insurance option not? guest: medicare works because it is resources given to people who qualify. under the new system the government and a commission of a dozen people would decide what you could do if you went to the hospital. the idea is to shift away from people making their own decisions which is pretty much what we have today, to the idea that the government will make these decisions. that worries people. host: how many do thing for a truly uninsured and should the government have a role in helping them? guest: millions. i thought i had a number. host: we have heard as low as 9 million and as high as 50 million. guest: many of them have chosen not to get insurance, some are immigrants who do not qualify. a lot of people are uninsured because they're young, healthy, feel well. this proposal would bring in insurance to everyone. i think what the government is starting to say is that everyone will have to pay in

eligible for medicare. it is critical that we protect and preserve health coverage for retirees not yet eligible for medicare. and for those seniors, it is not about a cadillac or a gold- plated coverage, and i am going offer an amendment that would protect those retirees' health benefits from the high cost health-insurance excise tax. it is my understanding that you may be addressing that in some modification before we ever get to my amendment. another issue that troubles me is a potential for rapid cost increases to senior citizens on medicare and medicare hmo's which is called medicare advantage. i did not dispute high subsidy to medicare advantage said insurers need to be adjusted. but i do not think it is the right thing to ask senior citizens to give up their existing medicare advantage benefits because there are hundreds of thousands of senior citizens who did not conceive of medicare advantage but who have come to rely on it. and i intend to offer the amendment that will shield them from benefit cuts. it will be called a grandfather, the grandfather them in. i happen to come to the table with clean hands on this issue because i voted against that medica

the question is, i want to come to the issue of whether or not people are eligible for medicare -- dukethe dual eligibles see an increase when they moved to the party plan? >> not generally. the medicaid coverage that they had -- some states had minimal cost sharing of a dollar prescription. when they moved to the medicare part b program, it is pretty much on average -- the cost estimate is about the same. to them, it was similar. >> thank you. i do not know if the point has been made thus far. as i understand it, in some states, there are medicaid problems where they provide a prescription benefit where they limit the number of prescriptions, maybe three, four, or five prescriptions that they could get. my mother lived in florida until shortly before her death. does that sound about right? >> that is true. before the drug benefit, there was a trend that had started in the program to limit the number of prescriptions that those people received. >> it is not uncommon for people to reach those ages and they are using more than four different prescriptions. unfortunately, some of them work

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knowing what we know about the current demographics, the number of people who will be 65 or older, eligible for medicare, those who will be 62 and older, eligible for social security, we know approximately how many americans we have to support who will be age 62 when today's current 22-year-olds will be in their peak earning years. what this study shows, mr. speaker is those now 22-year-old children, those born back in about the year 1987, will look at an unprecedented debt load out of their paycheck. here it is. those kids will be looking at spending approximately 25% of their earnings, just for social security. so imagine, 25% of your earnings goes just to pay for social security. what else do we know? we know that medicare is also an obligation that the federal government has made, a promise, if you will that we have made to america's senior citizens. medicare costs exceed those of social security. so if, then, america's young people, now 22 years of age, in their peak earning years, have 25% of their income taken to pay -- to support social security, and if we know that medicare is more than social

medicare eligibility. my parents are waiting to become medicare age, because when you are working full time, or you've been working 30 or 40 years, and you're still having to pay $400 a plo for health insurance, that's a lot of money coming out of your pockets. i agree with everyone else so far. they talk bd affordability as the key importance. my brother is self-employed. a family of four or five -- costs $600 a month. they still have out-of-pocket expenses. my sister has to work extra shifts all the time and she works for a for-profit hospital, but everyone health care worker that's either a nurse, a doctor, or someone who works as i lab tech, they are always having to pick up extra shifts. >> richard from massachusetts, go ahead. >> i am 51 and i am in construction, and i have had insurance for 25 years. i have had three episodes of skin cancer that i have had to pay out of pocket, that i don't mind paying for for my health care. but the thing is, if i had a melanoma, i would be put out of business. i f if would be a at that time -- it would be a catastrophic event. i am now in massachusetts where even

medicare eligible folks have medicare advantaged plans. arizona has one of the highest rates, about 39% of our medicare beneficiaries or enrolled in medicare in bennett's plan. under the estimates about a reduction in subsidies, about 7 million of those seniors will lose their medicare advantage plan. so as a direct result of policies in the legislation, people will lose the coverage that they now like and enjoy. if the government run plan is part of this legislation, a bipartisan, a nonpartisan recognized expert entity has estimated that over 88 million americans who are currently employed will lose their coverage at the job and be put into the government run plan feerick why? not because the government requires it, but because a penalty is established in the legislation economically. it makes sense for the employer to drop his expensive coverage and simply pay the penalty, which is much less than the cost of the coverage. those are the two primary reasons why it has always been the case that under this legislation, it will not necessarily get to keep it. in fact, close to 100 million americans will not be able to keep their insurance. th

what happened to me yesterday -- the staff was explaining or markup that if a person was medical -- eligible for medicare that day -- they can get generics for $1 and the non- generic for $3. i got something in the mail yesterday that said that i no longer qualify -- why my circumstances have not changed. they will take me off the program. medicare was paying my benefits and i was getting these reduced drug prices. host: let me jump in. what would you like to see happen? caller: i would like to see the people on part c able to stay, but no more people be able to get on part c -- and i'm going to call the senator's office again today. i would like than to treat people fairly because my circumstances have not changed and my check now is $1,100 but i will not be able to pay for all of these medicines and bills. host: as for the phone call. don from anaheim, california. caller: a couple of questions and really quick points. i want somebody to explain why insurance companies need to be involved anyway, they don't have anything to do with madison -- medicine. and how much money would you say if insurance compa

medicare eligible and have not served our country. what this bill will help accomplish is making health care more affordable. nobody will have to take the medicare option to buy in earlier or public option. many will choose private options. but low-income individuals will get affordability considered as read toits buy the option of their choice. small businesses and people who are self-employed will get tax credits to help them afford the quality of health care. claudia is right. anybody on medicare today should take a look in the mirror and say, thank goodness i don't have to worry about my medical care. can't we do that for the rest of america? i call upon my colleagues in the house of representatives to join claudia in her call for comprehensive health care reform. thank you, mr. speaker. mr. speaker, i rise today to share with the house of representatives real stories from people in colorado about why we need health care reform and what their experiences in their lives and what they have learned that i can share with the house of representatives. danny reed from thornton shared with me a story that i wanted to share with you on the floor of the house of representatives

there are two or three holdouts who don't think the federal government should get involved in anyway. we will have to ask them when they're eligible for medicare if they feel that way. these small business owners understood that this is something that would free them from a problem that they had been trying to work out. so when you work it through, whether it's senior citizens or young families with a situation where one of them might have a pre-existing condition or small businesses, this is exactly what we're trying to do, to create the opportunity forever american regardless of their condition to have access to affordable health care. and you did make reference to kind of the global situation, my colleague, mr. perlmutter, talked about the fact that we are the only industrialized nation in the world does not provide a certain level of benefits, guaranteed health care benefits and we spend twice as much per person as any other country and much larger percentage of our gross domestic product than any other country does. we spend about 17%, 18% g. dmple p. on health care. the next highest is 11%. we do have some of the best health care anywher

bill or earned citizenship bill does, at the point of passage, it immediately it immediately takes all of the current illegal immigrants and makes themotentially eligible for social security and medicare. an astonishing out-year cost, all of which is hidden in the normal budgetary calculations, which only calculate the cost of amnesty over a 10-year period. you're going to put all these individuals in t social security and the medicare systems. now the cost of that once they hit retirement age which will occur in about two decades would be around $2.5 trillion. of that around $1 trillion would be for medicare alone. not only are we spending enormous sums on the current syem, enormous on the current low skill immigrants but with healthcare reform, we will pile much more money on top of that and if we add amesty on top of that, we will be adding another trillion dollars in future expenditures, $2.5 trillion if you count in social security in as well. the united states of america, in my mind is now going bankrupt. we are beginning to look like argentina or something like that in terms of the public debt we are racking up here at an unprecedented rate. a substantial portion of this nation

to medicare benefits and to over 71 means tested welfare programs, food stamps, medicaid, public housing, and so forth. the last bills concealed some of those by not granting eligibility until 10 or12 years out, which means the congressional budget office does not count them. even though they cost a bundle when you get out there. what i'm hearing is not only push to grant illegals access to all of those programs, but to do it even sooner which would mean the bills would be even more costly than the ones last time around. i estimated that the last amnesty or earned the citizenship bill before the congress was going to cost u.s. taxpayers $2.5 trillion justin social security and medicare alone and benefits coming in. it is important to recognize that 50% to 60% of illegal immigrants are high-school dropouts. probably around 15% of them have a college degree. if you believe that high school dropout -- high-school dropouts pay more in taxes than they receive in government benefits, then renting these people access to these programs will be a good deal for the taxpayer. but if you believe that high school dropouts may believe -- we received more in benefits than it did pay in taxes, t

to medicare benefits and to over 71 means tested welfare programs, food stamps, medicaid, public housing, and so forth. the last bills concealed some of those by not granting eligibility until 10 orrs out, which means the congressional budget office does not count them. even though they cost a bundle when you get out there. what i'm hearing is not only push to grant illegals access to all of those programs, but to do it even sooner which would mean the bills would be even more costly than the ones last time around. i estimated that the last amnesty or earned the citizenship bill before the congress was going to cost u.s. taxpayers $2.5 trillion justin social security and medicare alone and benefits coming in. it is important to recognize that 50% to 60% of illegal immigrants are high-school dropouts. probably around 15% of them have a college degree. if you believe that high school dropout -- high-school dropouts pay more in taxes than they receive in government benefits, then renting these people access to these programs will be a good deal for the taxpayer. but if you believe that high school dropouts may believe -- we received more in benefits than it did pay in taxes, that th

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medicare supplement plans. so i could understand it all... after i called... i was able to choose the plan that was right for me. if you're already on or eligible for medicare... call now to find out how... an aarp medicare supplement insurance plan... insured by united healthcare insurance company... helps you pay some of the 20% of your medical expenses... not covered by medicare part b. that can save you from paying... thousands of dollars out of your own pocket. these are the only medicare supplement insurance plans... exclusively endorsed by aarp... a name you trust. when you call now... we'll send you this free information kit... with all you need to enroll. so you can join the millions of people... who've already trusted us... for their medicare supplement insurance. plus we'll send you this free guide to understanding med the prices are competitive. i can keep my own doctor and choose my own hospital. and i don't need a referral to see a specialist. call now to get the free information kit.hi plus we'll include this free medicare guide. and the advantages don't end there. you can choose from a wide range of plans... that are all competi

medicare supplement plans. so i could understand it all... after i called... i was able to choose the plan that was right for me. if you're already on or eligible for medicare... call now to find out how... an aarp medicare supplement insurance plan... insured by united healthcare insurance company... helps you pay some of the 20% of your medical expenses... not covered by medicare part b. that can save you from paying... thousands of dollars out of your own pocket. these are the only medicare supplement insurance plans... exclusively endorsed by aarp... a name you trust. when you call now... we'll send you this free information kit... with all you need to enroll. so you can join the millions of people... who've already trusted us... for their medicare supplement insurance. plus we'll send you this free guide to understanding medicare. the prices are competitive. i can keep my own doctor and choose my own hospital. and i don't need a referral to see a specialist. call now to get the free information kit. plus we'll include this free medicare guide. and the advantages don't end there. you can choose from a wide range of plans... that are all com