in because they are certainly well within the 12% but the center off, how was it determined that the hsa work order was going there to the hsa and if instead number two, so, how is it if there's a new service coming out that isn't clearly an extension of something that someone already does that you do or that you find the money that you would then use an extension rather than having it go through a contract process which presumably should be a way of making sure that everybody got an opportunity to get that new service. i'm kind of mindful as to the current environment in which there arens concerns how the funds are moved and so and it funded 30 more beds so that was clear but what if it's a new service that saying the board suddenly said, it's a great idea that we do xyz for $200,000. would you then just go and be able to find someone and add 200,000 that did that and put it in there without it going through a commission process and in terms of suitability for the contract. >> if we get new initiatives or new money, i mean, in theory i guess if it fits within the 12% but often times the

if you use an hsa and ssa together. ssa can only be used for vision and dental. >> francis, i did see a question that came in from one of the folks participating who just wanted to know what can you spend in an ssa versus hsa. can you say again what can you spend out of hsa and ssa and if you have both what does that mean one more time. >> typically the two in terms what you can spend it on, congress has expanded the types of expenses you can spend it on. you can't tell you right now the list. the typical is a matter of expenses to see your doctor, some type of physical therapy. i am quoting off the top of my head here, drug costs, these are things you typically would run through the h sa and ssa. you would only be limited to dental and vision expenses. you can still do that with hsa as well. when you have them in tandem, the limitations apply for ssa in this case. >> the list of things that you can count as medical expenses for the hsa and fsa is long. doctors and medical and dental and over-the-counter drugs are part

in because they are certainly well within the 12% but the center off, how was it determined that the hsa work order was going there to the hsa and if instead number two, so, how is it if there's a new service coming out that isn't clearly an extension of something that someone already does that you do or that you find the money that you would then use an extension rather than having it go through a contract process which presumably should be a way of making sure that everybody got an opportunity to get that new service. i'm kind of mindful as to the current environment in which there arens concerns how the funds are moved and so and it funded 30 more beds so that was clear but what if it's a new service that saying the board suddenly said, it's a great idea that we do xyz for $200,000. would you then just go and be able to find someone and add 200,000 that did that and put it in there without it going through a commission process and in terms of suitability for the contract. >> if we get new initiatives or new money, i mean, in theory i guess if it fits within the 12% but often times the

if you use an hsa and ssa together. ssa can only be used for vision and dental. >> francis, i did see a question that came in from one of the folks participating who just wanted to know what can you spend in an ssa versus hsa. can you say again what can you spend out of hsa and ssa and if you have both what does that mean one more time. >> typically the two in terms what you can spend it on, congress has expanded the types of expenses you can spend it on. you can't tell you right now the list. the typical is a matter of expenses to see your doctor, some type of physical therapy. i am quoting off the top of my head here, drug costs, these are things you typically would run through the h sa and ssa. you would only be limited to dental and vision expenses. you can still do that with hsa as well. when you have them in tandem, the limitations apply for ssa in this case. >> the list of things that you can count as medical expenses for the hsa and fsa is long. doctors and medical and dental and over-the-counter drugs are part

the hsa $3,500 or $7,000 if you're on a family plan. one of the main reasons you want to take advantage of this, you can get a nice tax break and potentially save hundreds, if not thousands of dollars. >> reporter: the bottom line -- >> you have more time to stash away more money and to save on your taxes. >> reporter: vera's last piece of advice, file online, select a direct deposit option so you can get your returns as fast as possible. >> yeah, the direct deposit proved very essential when the stimulus checks came. >> thanks, will. >>> well, coming up, another highly anticipated annual tradition. >> what we are finding out about this year's "sports illustrated" swimsuit issue. you're watching "world news now." and looking to buy life insurance on a fixed budget, remember the three p's. what are the three p's? ♪ >>> it wasn't one, but three a price you can afford, a price that can't increase, and a price that fits your budget. i'm 54. alex, what's my price? you can get coverage for $9.95 a month. i'm 65 and take medications. what's my

if you use an hsa and ssa together. used for vision and dental. >> francis, i did see a question that came in from one of the folks participating who just wanted to know what can you spend in an ssa versus hsa. can you say again what can you spend out of hsa and ssa and if you have both what does that mean one more time. >> typically the two in terms what you can spend it on, congress has expanded the types of expenses you can spend it on. you can't tell you right now the list. the typical is a matter of expenses to see your doctor, some type of physical therapy. i am quoting off the top of my head here, drug costs, these are things you typically would run through the h sa and ssa. you would only be limited to dental and vision expenses. you can still do that with hsa as well. when you have them in tandem, the limitations apply for ssa in this case. >> the list of things that you can count as medical expenses for the hsa and fsa is long. doctors and medical and dental and over-the-counter drugs are part of it. if you ha

as g hsa core capacities are based on the international health regulations, both efforts i discussed, leading ghsa 2024, and forging ahead on w.h.o. reforms focused on strengthening the ihr is -- ihr's are mutually reinforcing help bring about a safer world. thank you, mr. chairman. we look forward to working with the committee on global health security. >> thank you. thanks to all of you. it looks like we got the right panel here to give us information we need to try to go forward. mr. richardson, but is a personal thank you for running as a critical and pivotal role the united states is in any kind of a global challenge. and most important how generous americans are, the 330 million of us compared to the 8 billion in the world contribute an incredibly high percentage of the aid that is given to less fortunate people. you made one statement i would like to focus on a little bit, and i'm going to follow up on this with mr. grigsby also but you said you feared future pandemics will look up like this covid-19 than the ones that we've experienced in the past. could you drill down about a

again, if you're paying for it out of pocket but you're using fsa or hsa money, then you will be ablefor it quickly, but in terms of getting reimbursed for certain expenses by your medical insurance plan or something, that could take some time. and, again, having that letter of medical necessity is very important so that doctor's statement verifies what is needed >> okay. sharon epperson, appreciate it very, very much. thank you. >> sure. >>> still to come this morning, more on yesterday's big tech earnings as major companies crush their second quarter earnings results they're moving hard in the premarket predominantly. plus, don't miss our first on cnbc interview with the shake shack o.ce that's on "squawk box" coming up next quadrupled their money by 2012? and even now, many experts predict the next gold rush is just beginning. so call us money reserve, the only precious metals organization led by a former director of the united states mint. as one of the largest us gold coin distributors in the country, us money reserve has proudly served hundreds of thousands of clients worldwide.

those hsa contributions are tax deal ductable. extending the filing deadline in response to the covid crisis there will be no more delays but if you are not ready, you can file for an extension giving you until october 15 to file you still need to make those july 15 ira and hsa contributions. here is a reason you want to find you'll be paid interest from april 15 until the date of the refund it was 5%. now 3% until september 30. an annual rate compounded daily. it changes quarterly how nice to get some extra cash at this time you didn't expect >> if you waited on that, you could have gotten $5 gotten 3% percent e on your money. that is better than any checking account? >> it is still considered a delayed refund they have to pay interest on it. yep. >> wow a lot of people may have delayed filing the first time around because they owe money i realize you can file for the extension but that doesn't mean you can't wait if you owe money. >> you want to make sure you pay what you can when you file that return or file the extension look

look like for our particular agency because we have so many federal and state dollars flowing through hsa that we're effected differently from some of the other departments. we're in a better position to retain our staff and to really-and to continue to serve growing numbers of people who need things like food and home care and things like that. it's a little bit more-it's actually hard for me to get my head around what the budget looks like this year because there's so many moving parts and state and federal revenues. there's such a big receive sit at the federal level. next time we meet we'll have a clearer picture going into the next fiscal year. that will impact, of course, our staffing potential-it will impact our staffing mostly in the way that it will be hard for us to hire people when we have vacancies. we need everyone we have. we have figured out how to work remotely to the extent we can. we have to prioritize some of the work we're doing. those will be tough questions. we've been riding a high for a number of years. community funds coming in. the dignity fund legislation and gr

as you all know, the hsa and gse had adopted temporary origination policy that are largely remote and virtual environments we find ourselves in. this is applied to appraisals, underwriting and online notarization. this has been helpful in my opinion to help maintain the health of the market during the pandemic and i'd like to ask each of youyes, sir number do you think these remote policies set to expire august 31 should be permanent ? >> i'll start with doctor dimarco . >> these policies have certainly hope the mortgage market going and in one form or another welike to see some of these, certainly things like remoteonline notarization be made permanent . >> mister williams . >> i believe some of those programs should be made available andme made permanent . >> thank you, miss griffith. i'll go to ms. kelly. >> we think those are important programs that we need to make sure they're only using itused in certain circumstances and make sure appraisals are no reasonably accurate . >> i think we agree to that. mister chairman thank you for having this hearing and i look forward to working

hsa payments due today for your health savings account., neil, there is potentially a lot of payments to be made when, for many people cash is running thin right now. so if you're find yourself in a position where you can't make the payments please file your return anyway and then you can try to work out a payment plan with the irs after the fact. neil: you know, i was talking to someone at the irs gives me a lot of data. i always get nervous, shows up on my phone, irs. uh-oh. anyway, the gist of this we won't force the issues on people or be difficult with them, but i can't imagine, if you owe money, especially a lot of money, that you know, they won't write you again and they might not call you again? you know what i mean? they're not just going to let that pass, right? >> i don't foresee a kinder and gentler irs here. i mean they're dealing with their own issues related to the pandemic and short-staffed, working remotely and doing all these things. however, the rules are the rules. taxes are due and tax returns are due and i think that

look like for our particular agency because we have so many federal and state dollars flowing through hsa that we're effected differently from some of the other departments. we're in a better position to retain our staff and to really-and to continue to serve growing numbers of people who need things like food and home care and things like that. it's a little bit more-it's actually hard for me to get my head around what the budget looks like this year because there's so many moving parts and state and federal revenues. there's such a big receive sit at the federal level. next time we meet we'll have a clearer picture going into the next fiscal year. that will impact, of course, our staffing potential-it will impact our staffing mostly in the way that it will be hard for us to hire people when we have vacancies. we need everyone we have. we have figured out how to work remotely to the extent we can. we have to prioritize some of the work we're doing. those will be tough questions. we've been riding a high for a number of years. community funds coming in. the dignity fund legislation and gr

timor structure, this is where complementary opportunity for cdc which does this all the time in g hsa, by laterally with the financing institutions or complement the technical institutions we will not be able to get there. : : >> thank you, mr. chairman and appreciate the time. >> thank you, senator murphy, that pretty much run the thought of time but senator menendez, first of all let me think the panelist for being frank in their good faith on the exchange of ideas and i really appreciate that and on behalf of the committee i want to thank each and everyone of you. mr. menendez -- >> mr. chairman with your indulgence, if i can ask him one quick question so i can devise a response to what you're trying to do and with my thanks to everybody, i echo the chairman's remarks, it's been extraordinarily helpful and insightful, you mentioned in your testimony that your team and the counterparts at cdc define each agencies role clearly at the outfit of the response to a bullet outbreak or west africa based on each institutions respective comparative advantages, a provision that we have in the

they are sending a letter to doj and the hsa yesterday urging them to withdraw federal officers fromin poor, the point was that it was requested, and they have not yet identified that president is happening in chicago and here is kayleigh mcenany from earlier today. >> people who have died, roughly a dozen people and more people die in the city in iraq and afghanistan. this is incredible. >> this is the first time in three months of president trump will be leading a coronavirus briefing which will happen in the 5:00 p.m. hour here in the white house. that's happening today as usual. we will see you. >> fox news alert from missouri, a couple who pointed guns at a group of protesters marching outside of their seamless home last month now facing foundling weapons charges. the couple drew national attention after video of the incident went viral. they say they were afraid for their lives. matt finn is following the story live from chicago. matt? >> that st. louis couple and since they were just defending themselves and their home in their private neighborhood shortly after the death of g

look like for our particular agency because we have so many federal and state dollars flowing through hsa that we're effected differently from some of the other departments. we're in a better position to retain our staff and to really-and to continue to serve growing numbers of people who need things like food and home care and things like that. it's a little bit more-it's actually hard for me to get my head around what the budget looks like this year because there's so many moving parts and state and federal revenues. there's such a big receive sit at the federal level. next time we meet we'll have a clearer picture going into the next fiscal year. that will impact, of course, our staffing potential-it will impact our staffing mostly in the way that it will be hard for us to hire people when we have vacancies. we need everyone we have. we have figured out how to work remotely to the extent we can. we have to prioritize some of the work we're doing. those will be tough questions. we've been riding a high for a number of years. community funds coming in. the dignity fund legislation and gr

look like for our particular agency because we have so many federal and state dollars flowing through hsa we're effected differently from some of the other departments. we're in a better position to retain our staff and to really-and to continue to serve growing numbers of people who need things like food and home care and things like that. it's a little bit more-it's actually hard for me to get my head around what the budget looks like this year because there's so many moving parts and state and federal revenues. there's such a big receive sit at the federal level. next time we meet we'll have a clearer picture going into the next fiscal year. that will impact, of course, our staffing potential-it will impact our staffing mostly in the way that it will be hard for us to hire people when we have vacancies. we need everyone we have. we have figured out how to work remotely to the extent we can. we have to prioritize some of the work we're doing. those will be tough questions. we've been riding a high for a number of years. community funds coming in. the dignity fund legislation and growth

look like for our particular agency because we have so many federal and state dollars flowing through hsa that we're effected differently from some of the other departments. we're in a better position to retain our staff and to really-and to continue to serve growing numbers of people who need things like food and home care and things like that. it's a little bit more-it's actually hard for me to get my head around what the budget looks like this year because there's so many moving parts and state and federal revenues. there's such a big receive sit at the federal level. next time we meet we'll have a clearer picture going into the next fiscal year. that will impact, of course, our staffing potential-it will impact our staffing mostly in the way that it will be hard for us to hire people when we have vacancies. we need everyone we have. we have figured out how to work remotely to the extent we can. we have to prioritize some of the work we're doing. those will be tough questions. we've been riding a high for a number of years. community funds coming in. the dignity fund legislation and gr