caroline: i think houseman is with us. ffman is with us. you are a lender. seeing multifamily units unable to repay? >> we are in the middle of it. we are one of the most prolific lenders in the world, extremely busy on the single-family side is a littlel area -- a lot ofess people are moving to the suburbs. we do not see any weakness. if people are looking to make rent payments, they are barely off. we are very surprised to the upside. joe: why did people get this so wrong to the upside? obviously, people did not expect this because in boom. but people have talked about the need for relief. there has been paying. it has not materialized the way people suspected. i'm curious if you could share your theories. >> i think the fear factor was definitely out there. if you look at the cares act, the impact it had, but people are spending less money. people are home. they're working from home. and they are taking good care to make sure that they are making the payments. i do think in the next couple months there is going to be a level of stress. because we have not

west midlands police have confirmed that 32—year—old, jonathan houseman has been charged with both theirmps in the north of england and north wales. the new h0, a counterpart to conserative campaign headquarters in london, is expected to open next year. the cruise ship industry has been devastated by the coronavirus pandemic. those giant vessels acted almost like incubators for covid—19 earlier this year. and now few people want to travel while the virus is still circulating. but for one company in turkey — it‘s not all bad news — as tim allman explains. this is where cruise ships go to die. lined up in a row, five huge vessels, victims in their own way of the coronavirus pandemic. this huge wrecking yard in turkey a hive of activity, proof that for every cloud there is, in some way, a silver lining. translation: before the pandemic cruise ships hadn‘t been coming to our ship breaking yards. usually we had been dismantling cargo ships and container ships but now a serious amount of cruise ships have changed their course. the scale of the problem facing the industry is immense. according

west midlands police have confirmed that 32—year—old jonathan houseman has been charged with both theirreatment that involves an injection of antibodies, similar to a drug being trialled in the uk to see if it's effective against coronavirus. our science correspondent, rebecca morelle, explains the thinking behind it. how does this work? when a person is infected with coronavirus, they produce antibodies. these attach to the spike of the virus, blocking it from entering our cells. we make hundreds of different types of antibodies, so scientists sifted through them to find the best at sticking to the virus. they chose two because they both attach to slightly different parts of the spike, so if the virus mutates and the structure changes, at least one will still work. both antibodies are then multiplied in the lab and produced in huge quantities. they are then mixed together and given to the patient, immediately boosting their own immune response. rebecca morelle there. the 40th london marathon kicks off tomorrow — but this year's event will be very different. instead of winding through t

west midlands police have confirmed that 32 year old jonathan houseman has been charged with both theirweather warnings for the area. 0perator scotrail tweeted that the frequency of services in those areas will reduce before stopping tonight. in august, two people were killed in a train derailment near stonehaven, after a landslip caused by heavy rain obstructed the line. the conservatives have announced plans to open a second headquarters in leeds. speaking at the start of the party's virtual conference this morning, the party's co—chair said it would better serve tory mps in the north of england and north wales. the new hq, a counterpart to conserative campaign headquarters in london, is expected to open next year. officials say two people have died and eight people are missing in south—east france after a powerful storm caused what is being called the worst flooding in living memory. several rivers burst their banks as two and a half months worth of rain fell in twenty—four hours. bridges and power lines were swept away, while landslides damaged roads and buildings. meterologists cal

this was about whether a suburban housewife or houseman would vote, would be scared -- >> what you're talking about! we are talking about the debate! >> sean: geraldo, you are so off. i've got to move on, leo, love you. geraldo, love you. governor, love you too. all right, now, according to the polls that have come out, vice president pence overwhelmingly won tonight's debate, it wasn't even close. in nepal on "the drudge" report, vice president is pulling 70% to harris' 30%. another flash flash paul put up a wgn, they had 69% mike pence, 29% for kamala harris. joining us now with more reaction to tonight's debate is south dakota governor kristi noem. let me pick up where mike huckabee left off. kamala harris did say she believed joe biden's accusers, she did have that now-infamous line that i was that little girl, a victim of biden's anti-school integration and he didn't want his kids going to schools that were integrated, that were a "racial jungles." she did accused joe of coddling the reputations of segregationists and said she wouldn't be in the senate of the men he praised had t