digital world. they will be issued by our national bank and all transactions with this form of money will be carried out through it. for this, a separate electronic platform will appear under reliable protection. to use digital rubles, people will create electronic wallets and log in to them through the internet banking application on their gadgets. it does not matter which bank the user is a client of. all transactions with his digital rubles will be carried out on the national bank platform, and the money will fly directly from the payer, that you can transfer any part of your savings into digital rubles, to make paper money digital, you will need to put them on a card through an atm or a bank cash desk, that is, make them electronic, and then exchange them for digital and vice versa, to get digital rubles in your hands in paper form, you will need to convert them into electronic ones, that is, in the application , transfer them from a digital wallet to your card account. and then withdraw cash fr

for digital equity. one, digital equity planning which each state and territory received formula based funding to develop a digital equity plan. second, the digital equity capacity program which was formula funding to states to be able to implement digital equity plans in the digital equity competitive grant program which is being run specifically by an tia and is open to a vast array of entities across the country and i am certain is woefully oversubscribed based on need. the broadband, equity, access deployment program includes the component of digital equity and we have to make sure those two plans, our deployment plan and plan for digital equity and inclusion activities are tied together. each state and territory are doing those in a way that most reflects what their internal needs are. it really boils down to making sure as several people have said this morning that once broadband infrastructure is in place so that they have access to the internet, they have the skills they need to use it, the techn

in digital exports.l economy is an important part of our trade infrastructure and the united states must remain the leader when writing the rules of the road for the future of digital trade. the expansion of digital trade and the digital economy is accompanied international discussion around taxing revenue profits by corporations while the organization for economic development oecd continues work to reach consensus on an inclusive digital services tax framework. individual countries have put in place unilateral measures to protect their tax base. like many of my colleagues on this committee as we've discussed today, i am concerned about canada's decision to move forward be the digit aalal services tax that unfairly measures american companies. i applaud the biden administration for standing up for american businesses and initiating consultations with canada through the dispute settlement chapter in the u.s.-mexico-canada agreement and i hope that we can continue working together on this important issue.

the digital world.national bank and all transactions with this form of money will take place through it. for this purpose there will be a separate electronic platform under reliable security. to use digital rubles, people will create electronic wallets and log into them through the internet banking application in their gadgets. it does not matter which bank the user is a client of. all transactions with its digital rubles will take place on the national bank platform, and the money will fly directly from the payer to the recipient. now banks pass them through their correspondent accounts and charge a commission for this. it is assumed that it will be possible to convert any part of your savings, in order to make paper money digital, you will need to put it on a card through an atm or cash desk at a bank, that is, make it electronic, and then exchange it for digital and vice versa, in order to receive digital rubles in your hands in paper form, you will need to convert them into electronic , that is, in

digital credit apps in india.happening because those digital credit apps were outside the regulatory band of the reserve bank of india. there were all sorts of difficult behaviour that was happening like those companies that offered digital credit would be able to access customers, contact books, and in order to be paid back, they would start to blackmail the borrower by saying that they were going to go to their contacts and tell them how they're not paying back loans now. since then, the reserve bank of india has taken steps to bring those companies under supervision. and it's helped a great deal. finally, daryl, and i'm asking all my guests, this, is cash dead? well, mark, i think that cash is on its way to being dead. and i think certainly in the developing world, we're increasingly wanting it to be dead. we think on the whole that digital transactions help low income people have money that's, uh, convenient and be able to make digital transactions in their own time and safely. and in many ways, it helps manag

digital world.issue them, and all transactions with this form of money will take place through it. for this purpose, a separate electronic platform will appear under reliable security. to use digital rubles, people will start. which bank the user will be, all operations with his digital rubles will take place on the national bank platform. and the money will fly directly from the payer to the recipient. now banks pass them through their correspondent accounts and charge a commission for this. it is assumed that any part of your savings can be converted into digital rubles. to make paper money digital, you will need to put it on a card through an atm or cash desk at a bank, that is, do electronic, and then exchange for digital and vice versa, in order to receive digital rubles in your hands in paper form, you will need to transfer them to electronic ones, that is , transfer them from a digital wallet to your card account in the application, and then withdraw cash from an atm . i saw questions online

about the digital program. well, we all know that barcode is a concept that is repeated a lot and can be very familiar to the audience when they hear the name barcode, and now we have chosen barcodes from the list of names that came up in the think tank . now, how are the topics chosen when we say the digital economic field? that they have more science than economics that i know. you are talking about barcodes you also have the technologies. yes, look, fortunately, since september 15th, the barcode program went on radio ekhtaz, and now in a couple of months, we will celebrate the one year anniversary of this program on ekhtaz radio . the bright area of ​​this program is to accompany it well. until now, we have had several think tanks for the barak program. and in this think tank, all the headlines have been determined , the scenario has been arranged, and we know what topics we are going to cover in the coming weeks, what important events we are going to cover. badim, our goal in this program is that when the a

the new has launched a gigantic project, a digital twins of trying to us digital twin. what is that? again, a digital twin is a virtual representation of an object or a system. it mirrors the real world counterparts. digital twins are designed to be realistic and a i is used to simulate various scenarios. those are meant to help us make better decisions. the is project destination of destiny. good for example, of the question is like, is this the right place to build my house? what else can we use? destiny for? various simulations will be accessible through, but that's the new platform. the i could show you things like what might happen when a flood hits your neighborhood or how different climate scenarios could affect tourism . in your region, if you're pharma, you might want to check how the climate will affect your harvest, destiny, platform of diseases and develop as tools to build the own specific scenarios. right now there are only a few services up and running as the data is still being added. so the goal is to have a full digital replica of, of that all it syste

digital twin of the us. what's the reason for this, and how can a digital twin help us to make smart decisions as well? learning what virtual reality be? the future we um makes it possible to go on virtual field trips to ancient cities in history class or conduct the dangerous experiments and science. could this be a realistic option for schools? these are the topics that are moving the tech world. take, cook access, denied. you tube access denied snapshots access denied scientists worldwide calling for a social media bond for kids and politicians are considering it. does anyone send the child in the jungle at $510.00 or 12 french president and manual not problem set in a speech in april this year? today for several hours a day, we open an adult with jungle. my concept, the french president would welcome an age restriction of 15 years. the social media uses. how could an age restriction on social media work? let's take a look. kids on social media, the down sites using the service is associated with signific

digital competitiveness.in recent years we have seen close trading partners including canada, australia, korea and the you but he did the next regulatory frameworks or levy digital service taxes that risk and fair treatment of american businesses. laws likely eu's digital marketing apps, the dna or digital servicing act are intended to create fairer digital landscape and simulate domestic competition, in practice, they often discriminate against us companies posing challenges that stifle innovation and competition. it's important to remember the us leads the world in technology. we lead the world in digital competition. we need to be much more aware of that when we look at what europe and a number of countries are doing. in 2023 the european commission identified 6 gatekeeper platforms to be subject to regulation under bma or face fines according to 10% of their global revenues. of those six company's, five are american and one is chinese. isn't that ironic is that none of the ones that are headquartered in e

. >> political and digital media strategists joined academics for a conversation on the role of digital media in the 2024 election. hosted by george washington university's school of media and public affairs. this is an hour. >> welcome, everybody. i am an associate professor in the media -- the school of media and public affairs. we think you for joining us. our event is called from ads to algorithms, how the media is shipping the 2024 election. actually has shaped. but part of the argument we are going to make is that it is continuing to shape the election as well. this is an event cosponsored with campaigns and elections and the school of media and public affairs. we have a distinguished panel here tonight. i'm not going to bore you with my introductions. i thought i would let them introduce themselves. telling you a little bit about themselves, and also how they got to be here as experts of digital advertising in today's political environment. >> i am taryn rosenkranz, the founder and ceo of a company called new blue interactive. this is our 13th year in business and i started the f

here are the main upsides. digital literacy, navigating social media helps kids develop essential digital skills advertisements our increasingly digital was connection. social platforms allow minus to stay connected with friends and family, especially those far away to instant messaging, video calls and social updates. information platforms like you to provide numerous learning results is he's got access tutorials to. and so the groups participate in online discussions. creativity, social media offers a space for kids to express themselves creatively, sharing, outlook, writing music videos. they can receive feedback and encouragements from kids, which can boost that confidence and creativity. finding children from social media platforms, what deprived them of these opportunities, some argue it wouldn't even infringe on the fundamental digital rights. and besides that, how could a bottom look to be clear? tech talk instagram and other platforms do have age limits. but most online age verification tools are very easy to get around just by entering a wrong data. but there are 3 more sophisti

digital banking isn't for everyone.eir difficulties in a world where cash is disappearing? well, i think a lot more needs to be done certainly to make digital banking relevant for everybody. what we are seeing happening is some kind of awareness about this issue and efforts to tailor the products and services to meet the needs of the aged and other customer segments who might not be able to interact in a normal way with digital financial services. maybe more support for the customer service for them, more basic services so that the product is not complicated and then also more control on the transactions and so on, giving lower limits, for example, so that they are not abused. how are women affected in this area? is there a gender gap on financial inclusion? there is, there is a gender gap. it narrowed a little bit over the years. currently, for developing countries, it stands at 6% from the pure basic measure of access to an account. and then if you look at access to and usage of services in general, there's about a 3%

particularly to digitize. if we do not digitize government -- the government in africa is huge. what they do from g to c, they could provide leadership. and the last one is to make sure that no one is left behind. we must ensure digitization brings inclusion for equal opportunities. brad: i would underscore two things. government leadership is indispensable for creating the sustainable, stable rule-based framework to open up a larger market that brings together the entire east africa community. it is a part of what we are working on in terms of data hubs, data and privacy security laws that are needed. that will open up more opportunities for growth. in the world today it is not just countries of 50 million competing with others of 50 million, it's often on to the regional collections like you see in europe. but something that it is so important to leave here with -- look at where we are, the american chamber of commerce. this is about business. i think it is a good time for everybody to recognize that in part because of the great leadership of people like president ruto, the un

. >> political and digital media strategists joined academics for a conversation on the role of digitaledia in the 2024 election, hosted by george washington university's school of media and public affairs. this is an hour. >> part of the argument we will make it is continuing to shape the election. this is an event cosponsored with campaigns and elections and the school of media and public affairs. we have a distinguished panel here tonight. i'm not going to bore you with my introductions. rather i thought i would go through the panel and have them introduce themselves, telling you about themselves, and also how they got to be here as experts of digital advertising in today's political environment. >> i will go first. i am the founder and ceo of a company called new blue interactive. this is our 13th year in business. i started the firm in 2011 after what you may have learned in the history books as a very terrible election cycle for democrats. i was working for the democratic party at the time as the head of a digital program at the democratic national campaign committee, realizing th

the digital euro will be stored in a digital wallet on your smartphone. you'll be able to move money from your traditional bank account into that wallet and make payments using your smartphone. but if you prefer to keep using bank notes and coins, you can. the idea is to restrict the use of the digital bureau to smaller payments using it for a larger amounts good. otherwise the stabilize the bank. if customers were to transfer all their money to their digital wallet, the payments, but the digital euro could be made online or offline direct from payer to pe, he which affords more privacy. another advantage service providers like paypal mastercard and apple pay charged fees. but paying with the digital euro would be free of charge. the payment across a national borders would also be possible. the potential drawbacks consumer watch dogs fear it could replace cash completely and that consumer behavior could easily be spied upon but the easy b and system, it will guarantee privacy. and the digital euro will compliment not replace bank notes and coins this addi

how is digital going?ation of the economy of belarus, what benefits and risks are associated with it, when government agencies, businesses and people switch to full-format, and most importantly, secure communication in electronic form. we will discuss the digital contour of the belarusian economy with competent experts right now. today in our studio we have experts who are well versed in issues of digital development, anna ryabova, deputy minister of communications and information, artyom moroz, executive director of the development bank, roman gradusov, digitalization - what is it, what does it mean digitize business processes? this is the most interesting thing, because it is not possible to digitize without order, this is probably the most important thing in digitalization, because before we move on to digital, we must work out, well , what is the importance of digital development for the economy of our country? is it in your opinion? the importance, as we now believe, is mainly to increase efficiency,

how is digital going?n of the belarusian economy, what benefits and risks it is associated with, when government agencies, businesses and people will switch to a full-scale, and most importantly safe one. the importance of digital development for the country's economy, you know, of course, the definition of numbers, like any probably previous process, there is informatization, automation, there are a lot of them, for every taste and color, i probably chose this for myself, this is when we we’ll describe our life digitally and get the maximum benefit from it. i’ll probably also say how this differs from conventional automation and informatization, relatively speaking, the numbers were translated according to... the rules of existing business processes, here the numbers dictate how we will work and live. what do you think, artyom igorevich, is digitalization what is it, what does it mean to digitize business processes? this is the most interesting thing, because it is impossible to digitize without order, th

from exploring digital currency.y friends on the other side of the aisle are afraid of innovation, 130 countries representing 98% of global g.d.p. are looking into digital currency. maybe it's something we should into as well. . . unfortunately i think some on the other side want to go back to stone tablets. it's our job to address privacy concerns, not bury our heads in the sand and pretend the world isn't moving forward. it's all stunts instead of solutions. extremism over bipartisanship. and it's really a shame. this narrow majority could have given us a chance to work together in a bipartisan way. but instead my friends over on the other side of the aisle have pandered to their most extreme members over and over and over again. they let the extremists kick out their own speaker. they let the extremists dictate the agenda on the house floor. they let the extremists take down seven rule votes since january, 2023. a stunning indictment of their ability to get anything done. and speaking of indictments, republicans a

is not digital, that is, the trace is gone or something, or digital rubles somehow marked, that is, i's just say, its coloring appears only inside the platform of the central bank, when it is in digital form, so what benefit, that is, it turns out that the scammers motivate the victim to transfer money somewhere to their account, not to a digital one. space it turns out that there, that i transfer from a regular bank account, that from a digital platform, the difference is the benefit is that if you have money in the central bank platform, then, firstly, you can’t get them out of the platform itself, but in our country it happens that money is in the bank, it was stolen because they gained access to this system, but unfortunately, there are such cases, this is a plus essential, yes, secondly, the central bank - go, what is it really spent on, well , yes, we want to implement this, so-called smart contracts in order to track the intended use of money so that they cannot steal it somewhere implemented on the side, this will obviously be implemented, moreover, i so insistently suggest th

so those digital collectibles that have limited edition the digital objects that could be moved around graphs. and that's fine. um they have prices, they get price on the market, right? the sensor see, is that they're a competing monetary system to the us dollar. okay. um and so, and in order for that promotes is all of those objects to convince people that these are a alternative to be used. all of that the results are a lot of conservative minus the ideology, dr. step to present these things as being digital gold and always going to stop and that often those results and then drawing on lots of tribes, civil stare, etc, essentially, right? the idea that money should be a constrained thing, right? it shouldn't be like a commodity. and that's pretty much what market stacks are and people like that used to use when i was saying, oh, we can't afford to lose money, is a constrained commodity. so we got the cuts privatize everything and stop spending on health care and stop spending an education, right, because we can't find the money. right. so this whole idea that money is a constrained c

some systems are already being digitized; for example, in russia a digital twin of a patient’s cardiovascularreated and is being tested. experts are confident that thanks to revolutionary technology , the appearance of virtual copies of real people is not far off. remember what they told you when you decided to open a business. yes, you are a girl, this is not a woman’s business, but you didn’t listen, because you do everything. so, go ahead! alfabank has the best loyalty program for entrepreneurs. open a free account with alfabank you get up to 10% cashback. business card. alfabank is the best bank for business. book yours offline. among millions of hotels apartments. alexander nikolaevich, july 16 in buenos? no, i have ice delux. so, third? no, i have a big hit. delicious calendar, delicious. every day, a new favorite product at a super price. only in the app. we collect all credit card debts in one go , conveniently pay off them within 24 months, and don’t forget about installment purchases. simple installment plans that we bring from... when you adult, it’s so easy to forget that joy live

bank platform , no, the central bank platform, no, it means that all this is being digitalized. thesponding systems that serve telephones, the internet, that is, the internet will go away, but the banks themselves, their role will be reduced; they will die as an institution, this is what we are talking about, the central bank introducing digital ruble, has and sets other tasks, so tell us a little for our audience whether we should be afraid of the digital ruble, because these conversations are starting that we will be watched at every step. all forms of payments, all forms of non-cash turnover will go into the digital ruble, what are its advantages: that all payments go through central banks, the risks associated with the risks separately associated with a particular bank are minimized, go to zero, because you can, if you keep your money in digital rubles, then it’s all yours payments in digital rubles will be made through the central bank, minimizing costs. you are motivated to overcome this risk.

now we've made it here again in this digital form. it's a very kind of puritanical way of thinking about money. and it's also, it has started to enact sure it, well, let's just get through a definition and then of money i should just say personally, you know, when i was 1st at the bbc in london, i go to loads of trouble. i was the only person on night shift when bearings banks went bust in the city of london, and i chose casino b roll pictures to illustrate voiceovers. and right from the top of the bbc they said, never use roulette tables ever a game. when talking about the finance you, however, use the analogy when defining money, what is money? the method level, if you're looking for the most kind of generic description, i would tend to say the money is a system of network access tightens um that enable us to access a network of human labor grads. um, that's a very broad way of speaking about it. um, and if you think about it, a lot of traditional ways of describing money, people imagine that there are some like value stored in mone

cash in your digital understand, excuse me for blocking that the digital ruble is an alternative, thisr non-cash ruble, but this is an alternative to cash due to the absence of restrictions that stand on our non-cash money in a specific... this is a combination, mikhail, i would say that this is a combination, this is a property of cash, exactly as you said, plus, if we talk about how payments are made, then of course they are closer to electronic money here , that is, right here the second property is non-cash, i said the original idea by birth, it was going yes, and we certainly want you, mikhail , honestly, when you are somewhere, so that you can, well, do you want to pay somehow we drink from some bank there, so pay, do you want it? pay for zero and don’t even think about what your balance limit or something else is, you paid from your digital wallet in digital rubles, you know what objections from ordinary people, and now it’s zero, okay, and then, who cares? everything is coming, and then the central bank introduces a commission, we are all already accustomed to using it, then th

the digital the digital humanities was the gateway to a world they had not yet explored. and the journey for all of us was incredibly immersive. does it really? where lincoln was when he delivered the gettysburg address? absolutely. thank you. thank you. okay. thank you. okay. all right. at the peril of, harold, i am going to make an executive decision on that since we're at about we normally we'd only have about 5 minutes for questions if we're okay. we're going to go for 10 minutes of questions. 5 minutes to stretch your legs and then start the next session. so 10 minutes for you questions. all right. and like i said, i'm sure christopher is going to be bombarded with questions out in the hallway. feel free. hey dan? yes, that was terrific. and as you can see, we all felt the exact same way. now for, some of us who are a little bit older, but we also an interest in exactly where to be able to transport ourselves, back where was that comfort tent. the comfort tent. i thank you for that. thank you. thank you for the question. i could use one right now. the the the the com

in the offensive, the national project, this is a new national project, the data economy and the digitalransformation of public administration, within the framework of this national project the task is precisely to cover all the main areas of the economy. and state management of digital platforms, which will become the basis for the performance of government functions, and of course, the provision of various services using the latest technologies, of course, including artificial intelligence, and we must ensure the transition of the entire state it infrastructure of most of the systems of our enterprises to our domestic solutions, and at the same time it is necessary to ensure, of course, advanced development, and for this the program includes ... unprecedented measures to support new developments, scientific research, this is, first of all, of course, grants, subsidies, soft loans amount to more than 130 billion. therefore, if you do not participate in these programs, this is a reason to worry, because you are doing something wrong, ignoring the support that you could receive from the s

virtual world appeared and the digital virtual world developed rapidly, which means that digital twinsse two worlds, material, physical and digital, virtual, which covers all stages of the life cycle, improves products from the material, physical world, but through digital technologies, and literally anything can be digitalized, a car, a tank, a restaurant, a warehouse, a logistics center, a large factory, or even a football team. after obtaining a virtual twin of the real system, the simulation is launched. for example, you can see how best to play a corner impact or what will happen to a car in an accident, how quickly the plant personnel will cope with an emergency situation. russia was one of the first to adopt breakthrough technology. we have already developed a state standard for digital twins. the first is for the development of new designs that are some promising, the second is for the development of a methodology for assessing, for example, a resource, well, for example, in russia , an anti-debris filter was developed at a university, completely additive manufacturing. new des

>> as the world goes digital, so do the digital payments.mastercard perspective and at the financial ecosystem and technologies like tokens that take a static number and turn it into a dynamic token is something that we view as absolutely critical not only for large merchants but small merchants who are ripe for this target because they are not investing the same level of technology and safety security tools so we view it to enable them with not only getting their businesses online and access to payments but also big company assets like data and safety and security tools, consumable and digestible prices and availability. >> a very focused on the aia as so many are being impacted by. i was reading an article this morning that forbes wrote with the headline the multibillion-dollar rate against fraudsters. talk about what with using technology particularly when it comes to ai and the fraud writ large. >> we are investing since the pandemic alone we've invested hundreds of millions of dollars to bring tens of thousands of small businesses acces

so sometimes your local banks are working against your digital sovereignty as a way central bank digital guarantee will just find these a year of elections. how do you think uh, the powers that be easily managed to persuade? electra tool around the world will be voting this year, that the grocery shop analogy of how and economy works is the way the economy works . they seem to manage should be able to say there isn't enough money to pay for this. they will offer this in the manifesto. given that you are explaining something, even more complicated about the future of money. are you, are you asking me how they will the grocery store, i mean this grocery shopping that there isn't enough money. does that make any sense to you when the yeah, well, i mean, i suppose though the, the traditional way they, they try to present themselves as being like a house. so that's a very classic steps for rides, idea that the government has like a, is like a household like any other and it has limitations on as budgets. right. which is not true. i mean, one of the ways to think about this is to imagine like