here is the merger of the opening bank with vtb bank. and when is it planned to complete the integration of the vtb opening business and how will this happen in practice? well, you know nothing drips on the house. we are not in a hurry, we will go from technology, we will go from the needs of the mood of customers. i think that uh hmm consolidation will take at least one and a half to two years this in this and horizon, but we plan to fully integrate the bank to transfer the business of clients to vtb bank and as a result of this, hand over the e-license. well, in general, work under one brand. with us , uh, this principle has always been with all e , acquiring them is the most effective way. how much do you estimate the costs of joining the opening. how much money will be needed, you know, but now they didn’t give exact numbers, they still call us and we are getting it. uh, hmm final reconciliation calculations, but i would like to say that in general we certainly expect that after the overlay that we now we will do it with us and there

when one bank of an international banking group in ukraine and in russia and this bank in russia servescemen of the russian federation against which the whole civilized world has united and not to mention that ukraine has been heroically fighting against this locust for almost a year. therefore, this is the second such moment , and of course you remember such opportunities. it seems to me that even with your tv channel at the beginning even before the start of the war , we talked about a number of sanctions from the keys, a year at home, studying the world of some banks. i will not use the names of the large e-e business networks that are also represented in ukraine. but we all know who we are talking about, that today it is banks, tomorrow it is food chains, and slowly we will make it clear that russia is at least working there, and as a maximum it is toxic and unprofitable and unprofitable. andriyu , i would like to ask you to decipher something, in particular, it is about sectoral sanctions that will most likely be implemented in ukraine against the various plans of the russian finns

in a bank? so let me start out by saying i don't think that banks have h.r. systems that are different from other companies. i think this is a a feature of of corporate america. you have a department of people who are trying to manage working life at these giant companies. and the other thing that they're trying to manage is the legal liability of the company and when you put those two missions together, you get a big conflict because all kinds of things can happen inside these big companies. and when an employee really needs help sorting it out, they're going to the same. the department for the same department that that is hell bent on making sure that the company doesn't have to pay a lot and legal settlements doesn't have bad publicity. it's all coming from the same people. the one thing that i found was that the company is all think it's really important to have policies and procedures in place to prevent discrimination and and to address it when it comes up. but having those policies seems like it's the most important thing. you have a machine, the machi

this for state banks?constantly moving in the direction of the fact that the rules should be the same for everyone. from this point of view, it seems wrong to me, and in this regard i would certainly now expect some moves from ukrposhta, which does not lose its desire to open a bank, or become a bank, or buy banks. literally on the eve of the invasion, it was very reasonable, but now it is no longer relevant due to other issues. well, they are not - they are forced to be at ukrposhta in every populated place by law. and now it seems to me a good time for them to sting the national bank somewhere for the fact that it slightly prevents them from becoming a bank yes, really a stellar moment but wouldn't it somehow be possible to arrange some kind of subsidies for such settlements , or is it still a matter of local self-government? perhaps local budgets could be spent on creating conditions i do not know how to provide banks with free premises . if the local government wants to see a bank in its territory, it

banks?chematic example of a commercial bank wants from national banks a loan of one million rubles. to give people loans, the national bank says, i will give you a million, but you will give it back to me in a year and for this year of using millions you will pay 11.5% from above, the bank agrees to take a million and distributes it to people, but already at 13% a year a year later it receives its million plus 13% from people. that is, 130,000 million returns to the national bank 11.5% for the use of a million, that is, 115,000, and one and a half percent. that is, another 115,000 is the bank’s earnings, if money in the country depreciated by 11.5% over the year, then the national bank conditionally went to zero, if it made less profit, if it lost more, because the national bank is very attentive to such calculations and does not set the refinancing rate, which will lead the country to losses. why the country because the national bank is a state financial management body, it does not have th

, not public banks or depository but green banks started with utility customer surcharges. i'm not advocating for that necessarily. there is also pension funds in san francisco, there is also investment fund where there is disagreement about that between the treasurer and tax collector and budget legislative analyst office, so lots of different opportunities, and also tax specifically dedicated to such a initiative, so there are options. alright. this was a great discussion. thank you all so much. thank you khalid and giacomo and we'll move on now. i think we will open up for public comment now. are there any members of the public who wish to speak on this item? >> vice chair felder, any members of the public who would like to comment on item 1? [difficulty hearing speaker] >> hello commissioners. eric brooks with california for energy choice and local grassroots organization our city sf. this is a great discussion but i want to touch on something commissioner fielder brought up at the very end, which is the most important thing that i have not heard in the discussion and t

amount for which the national bank is ready lend this amount to other banks. schematic example of a commercial bank wants a million rubles in debt from national banks. to give people loans, the national bank says, i will give you a million, but you will give it to me in a year and you will pay 11.5% for this year of using a million. from above, the bank agrees to take a million and distributes to people, but at 13% per year, a year later he receives from people his million plus 13%, that is, 130,000 million returns to the national bank 11.5% for the use of a million, that is, 115,000, but one and a half percent. that is more 115,000 is the bank’s earnings, if money in the country depreciated by 11.5% over the year, then the national bank conditionally went to zero, if it made less profit, if it lost more, because the national bank is very attentive to such calculations and does not set the refinancing rate. will lead the country to losses. why the country because the national bank is a state financial management body, it does not have the task of earning on in

, not public banks or depository but green banks started with utility customer surcharges. i'm not advocating for that necessarily. there is also pension funds in san francisco, there is also investment fund where there is disagreement about that between the treasurer and tax collector and budget legislative analyst office, so lots of different opportunities, and also tax specifically dedicated to such a initiative, so there are options. alright. this was a great discussion. thank you all so much. thank you khalid and giacomo and we'll move on now. i think we will open up for public comment now. are there any members of the public who wish to speak on this item? >> vice chair felder, any members of the public who would like to comment on item 1? [difficulty hearing speaker] >> hello commissioners. eric brooks with california for energy choice and local grassroots organization our city sf. this is a great discussion but i want to touch on something commissioner fielder brought up at the very end, which is the most important thing that i have not heard in the discussion and t

banks and the national bank should play here as a regulator of the entire banking system.the same time, i ask you not to relax, russia is being chipped with additional sanctions, and so that there is no way around us through us. and we will also be subject to additional sanctions. not just to scare, but to pump up a block of legislative, macroeconomic initiatives aimed primarily at ensuring financial stability, and there are innovations that will expand the possibilities of export financing improving banking supervision. at the regulator. there must be levers that motivate market players to work in good faith unprecedented measures are proposed to protect the interests of the people, when at the export council e, banking codes were considered e. there are a lot of proposals from deputies, these proposals are based on the appeals of our citizens, and they were largely taken into account. this applies to consumer lending for the population in the new version of banking. of the code, specific cases are established when it is possible to demand from the bank early repayment of

they are associated with my bank. so if i apply for these cards and am turned down, i'm not so upset about being turned down as the prospect which was given to a really good chance of getting, quote unquote, this choice chosen especially for you. but when we apply for a credit card, even if we don't get it, they have to do this -- do what is called a hard credit check if that is the correct term. host: thank you, go ahead. guest: what ruth is speaking on, and it is in large part prior, with experience being hooked up with banks and they are sharing information. that's a totally different issue entirely. but yes, when you do apply for a credit card there is a hard inquiry on your account. ruth is really talking about data privacy which we can get into another call another day. host: a viewer off of twitter asks -- how much does the average american pay in late fees compared to finance charges? guest: americans as a whole are spending $12 billion a year on credit card late fees and about 42 million americans last year a

see the central bank long ago with the presence of mr. farzin, the honorable chairman, and the plans to have the most important program was the launch of the currency and gold exchange market, which, thank god , was launched on march 22. the powers that the central bank has in there is the issue of returning foreign exchange from exports, which i previously had some companies and some of these comedy suppliers, so that with more authority , i could not return this to the central bank according to current laws, and part of its value will be returned with delay between you and firozeh export. you saw that he was given a month's deadline to return the currency from exports for various reasons . for example, there was a company that you wanted to bring back later to get more resources from the currency that the central bank has the authority to have. hopefully , the details will be published tomorrow. will belong to give authority so that, god willing, we can have more supply and in the currency and gold exchange market and these currencies w

what about banking disputes?ortunately, a small 3%, but for microfinance organizations , on the contrary, we note an increase in applications and in what amount by 30%, by thirty percent by 30, so this suggests that there are different situations in different sectors of the market. but if we draw what is called the first c grade violations that cause particular consumer dissatisfaction, depending on the market sector. we take insurance, but this, of course, is not the fulfillment of the insurance obligation, or its fulfillment is not in full. that's all, as it were, obviously , the banks are more interesting there. that's what we're looking at in the first place is, well, 50% of the disputes and claims that consume consumer banks. this is consumer lending, and in consumer lending 70%. here are some of those appeals that go under this section. this is uh the insurance company says, that is, when the bank links the issuance of the loan. necessarily in risk insurance it is impossible, but this topic by the way, it i

here, one bank, just can not cope.ime, if i recall, so to speak, a retrospective, then i remember the period when banks were hushed up, including , by the way, i am the head of the association, as if trying to say less about stealing money, because they were afraid to scare our customers in order to they have not left the banking sector, for example, cash is now in full voice all credit organizations. hmm talk about this problem apply their steps. but at the same time, as i said, 40% , it’s just that this figure is real , according to kaspersky’s laboratory last year , one and a half billion, in my opinion, data leaked not only from banks, but from various, including large companies, to the market. therefore, the question is why we are not able to turn the tide. the growth rate is unfortunately still negative. yes , good afternoon, dear colleagues. i know that there will be such a question, where we are after all. we are fighting with you. uh, we're discussing it in different forms. uh, each the financial institution i

central bank tightens at the lowest rate in year and now we turn to the bank of england which is expected to hike >>> and shell with a re record-breaking $40 billion and revealing a buyback plan the ceo tells cnbc he saims to transform the company for the customer and shareholder >> simplification of the structure was to make sure we are structured in a way to deliver that vision with a real focus for me to be able to move us from a great company today to also being a great investment. >>> falling demand for covid-19 diagnostic tests and drugs taking a bite out of roche earnings they are expecting a further fall in 2023 that means they are looking at a decline in the low single digit for sales and profits. >> we saw a decline of 1 billion swiss francs in covid sales. we expect a sharp decline of covid-19 related sales now the pandemic is finally coming to an end. >>> deutsche bank slides after missing fourth quarter profit expectations despite the best and nual result in are 15 years. the cfo discusses the market sentiment with cnbc. >> fourth quarter tailed off a bit for us in november a

what should the banks do on the way ? what should they announce to the recipient of the check, i.e. you? you will receive a message that pejmanfar has 100 million tomans in his account and has withdrawn one and one billion tomans . the second issue is the violations committed by the banks today and we hope that with the meeting that the head of the bank we will have a center to solve this issue. now, for example, you gave a check of 100 million tomans, but something happened in your account. for example, let's say that your account balance is 10 thousand tomans short, which can be taken from your account. there is a thousand tomans short, and the check will bounce. you should come here. the check that bounces, let's correct the balance, now the bank unfortunately says, bring the honor of million tomans, go back to this account , this is 99 million tomans, 100 million tomans , 10,000 tomans in this block, you will be released quickly, 100 million tomans will be freed without money, there are no new law cases. who still use

thousands of people have been blocked in bank mellat banking. there is no solution . you can't pay alone. can you pay with the quality of people's services? we have lost your legal responsibility. first , the accounting statistics are available. i wanted to please tell us that we are still blocking the darkness of the people with the highest quality and speed in providing public administration services, the weaker nature of the facilities for providing services and the quality of services, and we announce that any bank that fails to provide services to medical sciences in any province in the city. we are in service, that is, now mr. dr. kala 130, you have not sent any correspondence to us regarding this issue that in this law implementation, we faced a challenge that was not taken into account in the law, but our expectation is that as you will be given the law. we expect you to enforce the law you will have problems with the issue, but we have to do it with steps, but our expectation is that there are many corruptions in relation to this law, which really happened to

yes, he is called in banking on the banking flank.r something with sand. they do not pay repayment, no interest. and a month later, this table there, or this technique, or this means of production of yours, de facto becomes more expensive. well, let's say they earned it, but by or less money than they could without a loan. what else here's how, when they say, it's cunning there or you can really somehow make money on a credit card, that there, maybe some kind of cashback, there are a lot of ways to make money on a loan on credit cards on all this. uh, the general formula for such a loan is conditional, if it costs 10%, and you know, uh , some thing that will bring you a guaranteed yield of 15-20% must be added guaranteed, because the interest on the loan is written from you guaranteed, so there are 15 new ones, and there are such places. i'm right now the general rule. yes, i'll tell you now, now we'll get to this, but he will start a little from afar. the first thing you can earn on the simplest issuance of a credit card. now banks a

and the banking system is going to decline, and then banks will come under pressure. but this is indeed something what we're going to observe in the year or even decade long perspective. as of now, because russian bank managed the early crisis relative to, well, the trust of the population is stable and the financial infrastructure of russia continues to work. what did the russian government get correct when sanctions 1st hit, we saw capital controls going into play into place early. was that the right move? that was absolutely the right move. because the 1st thing russia had to do in the beginning was to quiet the markets to make sure that a bank ran doesn't happen, that that system function smoothly. so that was the immediate and very fast solution. another thing which ration so government may tried is that it didn't use sound protectionist measures, which at least some groups in russia, suggested there was no massive confiscation of property. you've not, that of the western companies. there were only very limited interventions in the market process. and primarily i

by the national bank by the commercial bank, and er, here. over the past 2 years, 2 1/2 years, the practice of accruing increased interest has been eliminated. in the case of e. well, some difficult returns and that's just it. yesterday, too, it was discussed a person can not return on time for some reason and the bank cannot charge him extra interest, some cosmic sums. it's this situation. i would say in general, in some cases there were few of them, but, but in the case there were such. well, imagine that, under a separate loan agreement, penalty interest was charged. e, components of e, one two percent. uh, up to 3% a day, it went up to i think it's just a banking river, right? now this is not. eh, that's the norm. it was necessary to fix the approved norm to fix the code. well, it's called banks, but banks, uh, didn't suffer from it. here already at the stage of implementation of this rule. last year, banks earned more than two billion rubles in profits, by the way, speaking at the definition. well, support e from the side of the national

my credit cards is issued by my bank. my bank is also associated with experience in which is one of those credit agencies -- xp region. this is this is a letter r credit and all that. they are constantly sending me even if they say you know, you could pay down your balance better with one of these credit cards with a balance transfer, daddy yada, yada. so i look at them and they do have a pretty good idea of the information that's in my bank account because they arenk associated witht my bank. so if i apply for these cards and and turned down, i'm not so upset about being turned down as the prospect which is given a really good chance of getting, you know, quote-unquote, you know, this choice is chosen especially for you. but when we apply for a credit card, even if we don't get it, they have to do what is called a hard credit check, if that's the correct term, but the word heart is in their versus soft. >> host: thank you very much. ms. hicks go ahead. >> guest: what ruth is large part isn data privacy and with experian

it is about the banks today. the banks are massively outperforming. in is a tell wind for the pound off of the brexit deal. yes, i said that word appeared want is where we are right now. we are up by 3/10 of 1%. alix: you get a pass for this time. at the s&p going absolutely nowhere. the big loser is in the region cruise line down a whopping 12%. earnings wind up disappointing in bringing down its peer groups. that is the only big mover in the s&p. it did show the bad stuff is working. expectations for income rises started to come down. the job market seemed to be loosening a little bit pointing to what the fed is doing is working. in sympathy with europe, you are seeing a selloff in the bond market. the 10 year yield very interesting, up to basis points. we are nearing for. the idea is that we maxed out in terms of how much we could reprice the fed on the front end . how much can go if we had to do the fed at 6%. guy: everybody is talking about. 6, 4. that was some of the conversations i was having in luxembourg appeared of the inflation data was a s

and he threatened the central bank independence, the chief of the central bank in 5th, the institution plans to act independently, adding that it's so tommy gives the capacity to stabilize markets. from mulligan, spain. i'm joined now by mariano machado. he is a principal analyst of the americas at global risk, various maple cross. thank you for joining the program. why all the government on the central bank in brazil at loggerheads when it comes to brazil's economy. thank you for having us today. and that's actually the $1000000.00 question i did happening with other countries and in the world monitoring authorities decisions. this is the central banks and government positions regards to spending are have created tensions all across the world. and brazil has been no exception to this. just recently the, the ro between the central bank president, campus natal, i'm president of the country lula silver, has reached new heights, but despite technical discussions around interest rate and, and measures to tame inflation. there's also seems to be a political background to it. we tend to beli

are spent, but in 1400, we went to the banks and were persistent that bank facilities, especially the facilities that are now available to which people, which natural and legal persons, and in what direction will these facilities take place. unfortunately, today, numbers and figures are entering the market and they are speculating in terms of dollars in the purchase of real estate. and various issues and root in in fact, it was impossible to identify the origin of these money, and the truth is that the central bank was unable to provide the big facilities that they should have provided, but in the budget law of 1401 kilos, we obliged the central bank. to follow up all the banks and to whom these bank facilities have been given, well, this is the reason why we have entered from the beginning of the year, and today i am at your service and i will tell you in line with this discussion that i may have in another meeting. i mentioned more than 2000 to later that thousand billion facilities that are related to we have almost identified this issue given by the banks, and today we are going t

this is the latest statistics of the central bank in the field of electronic banking. in the 9th e-banking conference in islamshahr, twenty-seven tenths of trillion dollars , the increase in progress in the field of electronic banking brings positive results in various fields. in depositing and withdrawing up to 60% and in transferring about 95%, the cost can be reduced, considering the growing movement of this field in the world and the needs of customers, ensuring the security of this field is a significant point that must be addressed and our customers are interested in having the same level of privacy, we should be able to pay attention to its security as well. communications also announced that melli bank, as the first state-owned bank, joined the window of the smart unit of government services, from 7 other state-owned banks requesting their services in this the feedback window is a good opportunity for them to be connected and able to currently, along with other devices, it will provide services to our dear people, the anticipated security repairs , my friends i

bank.athleen hayes has more on what is at stake. >> no matter who is finally selected by prime minister fumio kishida, the big question for the next bank of japan chief will be maintaining extraordinary monetary stimulus are taking the first steps towards policy normalization. once seen as a top contender for two of the deputy governor slots says examining kuroda's impact on the markets is on the table. >> the bank wants to gradually move towards normalization in a way that does not cause major turmoil to the bond markets while watching the economic and financial situation carefully. but the next governor of the bank of japan is taking over at a time when deflation has turned into inflation. when the bank of japan now owns more than 50% of japan's government bond market and is struggling to keep it functioning smoothly. what will it take to get the job of transition done? >> inflation is up and we think wage growth will be up. our view is yield curve control will be dismantled at second qua

plus a slew of bank earnings this morning, deutsche bank mrs.. francine: we heard yesterday from jay powell that they made progress in the battle against inflation. we have what were construed as a dovish comments from jay powell. a rally in wall street. tom: he sounded upbeat and optimistic. he flagged another couple of rate hikes probably around the 25 basis point mark. he also said he does not expect to see it later this year but did sound optimistic and did not push back on the concerns around loosening the financial conditions. is this a fed that wants the markets to be second-guessing it? so far the response is risk on. that continues today. spanish ibex up five tens of a percent ftse 100 gaining 20 points. france cac gaining 5/10 of a percent. let's look at cross asset. a rally across the yield curve yesterday on bonds. yield curves came in double digits. we see that continue as well today. a move lower by one basis point on the benchmark of 340 paired it in close to 4% on the two-year. futures on the nasdaq looking to further gains of 9/1

not to bail out banks not crypto.the basel committee finalize their and the us has the history of goldplating because if cryptowas more integrated in the banking system it would have been much worse. >> that's an important point and i guess to ask you to expand a little more do you think banking regulators are taking all the steps they are authorized to do under current law to t try to prevent cryptofrom making its way into the banking system? additional measures they should be taken and if they exhausted their authorities to support legislation along the lines professor allen suggested? >> i do think they can do more and be more prescriptive of what is that related activities can and cannot be done in a safe and solid manner. there is no reason why banks should hold that cryptoon theirre balance sheet now it alludes to the fact that agencies look at those that wanted to do that but clear guidance says you cannot do this is why. >> participating in the financial system and market informed off the decisions that they m

converting sepeh bank into a branch of a digital bank can decrease by about 75%. to reduce the cost of deposits and withdrawals by up to 60% and in money transfers by up to 95% , according to the growing movement of this field in the world and the need of customers to provide security in this field, it is an important point that should be taken into account. should be paid and customers are interested in having their privacy as equal, we should be able to make it secure as well. the minister of communications also announced the joining of the national bank as the first government bank to the window of the government services intelligent unit, and requested 7 other government banks. it is a good opportunity for them to offer their services in this window be connected and able to satisfy our dear people along with other service devices, the anticipated security equipment, my friends in the iran industry organization are also ready, the concerns of the respected managers of those banks have been resolved, the central bank should resolve this sweet let's make it perfe

branches, now other banks and bank exchange and soldiers have been added , now melli bank branches have been added. they go to sheba national bank, they do their initial registration, they receive the money behind the gate of the international airport , which happened to be inter with 600 people, until these three or four days, the passenger who was able to receive the value from this plan, neshjuani, that day they had registered on tuesday and wednesday now, in rose hall, i was able to get their services from the relevant department of science and health ministry. today, i was able to get the value of the plane. it is good that this happens. it is one of the programs that we are seriously pursuing . i haven't seen it. we have mentioned a few heads that are supervised and operational, and this list is a term that defines what needs we respond to and what is the ceiling for supervisors. for you , the service currency table of the extra health exchange center specially for transportation and the costs of transportation of the goods, it was so good from the applicants that we suggest the c

of the entire central bank. regarding the latest situation of the nima system, he also said that on the last day, according to the promise of 6 billion dollars, 28,500 tomans of foreign currency were supplied, but of course , the basic goods are supplied at the rate of 27,900 tomans with two percent below the price. he said in this national information system, details and process it is related to the production of government assets, mr. khandozi said, in this system , people can use a hidden identity to make suggestions about excess assets , devices, or investments . which has been left unused for many years, here is a problem that has a legal solution called productivity . the amount of government assets is more than 7000 billion tomans, which is equivalent to 10% of the economy. let's solve the first step, with the approval of the heads of the government's productive forces , the government's production has accelerated, the sale of the government's surplus property will come, the treasury is the account number

in fact, there are two banks here.one bank for the villagers and the other bank for smaller ones and vermedor - this is the organ that came out like this, but i would have divided the structure into two parts and it has such a lid with laces from one side, so rustic. this is for myself wow, how slender on the right is less often such a fish with a tent, i suffered samba in them, where they are expressed there, such a form. yeah, at the end we will have such a shape with a salt on the right side, slender, symmetrical high vezha century. well, i’m such a pharaoh, i don’t give up, or something, more than a meal, let me look at the hungry care of my grandma , such narrow vacancies gently, i still suffered, that youth is the completion of the facade. there are such, well, imitations of their forum, the eighteenth eighteenth table composition of the complex, at the monuments will be. teat oksana to call out the trick to vera pennies on the shoes of her buddynki violent banks where a bottle of a can was one of the most comfor

price has decreased by nearly 2% from at the beginning of the offering , 134,1754 of the central bank's total index and equal weight index of dushanbe capital market have been sold the negative trend ended its work in the course of trading, 230 symbols were traded in the positive domain and 397 tenths were traded in the negative domain, which was formed to wash the symbol of the buy page and the 112th page of the sell page . the previous days saw comments from the auto competition council about its use at the beginning of the deals with sellers, but over time, the weight of the middle market increased until the end of the demand, so that the increase in demand in the banking group was more noticeable. at the end of the total index, it was affected by shrimp and shabdiz symbols with 2319 units decrease on the number of one million five hundred and 37 thousand and 870 units stood, the daily download index was 3,916 units , decreasing on the number of 476,1251 units. finance worth 4696 billion tomans in 456 1090 trades and hand-to-hand sales of the national symbols of steel and its nation,

gold exchange center are all cooperative and banking exchanges and banks , because we started the work and actually got the job done, you can do something, and the work went according to its own routine, we started the national bank. and the national bank was always helping us. we started the national bank, and by the way, from today , in fact, all the codes that we issued in the system of permits that we issued today, before i reached you, the friends of the bank announced that we almost all the applicants who sent us they had referred and we paid its value, which is close to 5 million dollars we needed in service loan that is called follows various companies in this direction that about sixty and eaten about the headline it became clear that the fact of our story was that we tried and the reviews that are about quadratic quarterly fact that we tried to follow the president's order to go to the market of friends and colleagues in the center, and arzoon's real needs regarding travel are not a problem. for the airport, this happened on thursday. the national bank of poshgard from foroug

i send the content of the camera to the bank where i have an account, bank sms number he sends that yes, for example , so -and-so has 100 million tomans in his account, and he gave you this text message, and it's tomorrow. pejmanfar's account has 100 million tomans, the money in my account is 60 , maybe 30 people go to 20 people from morning to noon, and he receives this text message that it is 100 million tomans in the year. i say that there is nothing in the account, but for this to happen, we have come to tell the bank they are obliged to announce the route to the recipient of the check, i.e. you, if i gave a check to the first person , and it came to you in his text message, for the second person, i want to go to kebadam, you will receive a message that pejmanfar has 100 million tomans in his account and one billion another toman, the force is on the way and will take care of you. don't give anything until it happens on the way . one of the second issues is violations, which we hope to solve this issue with the meeting that we will hold with the head of the central bank. now, for ex

he is saying the bank of japan mondayetary policy is appropriae dovish comments from the bank of japan governor we were 1% firmer and now only .20% firmer now in light of what you were saying in the next governor is expected to be more cautious, perhaps, than the markets are hoping for and yet, jane, if you look at some of the wage growth data that has come through, you here uniglobe pushing through the wage increases for employees. there are green shoots that inflation is coming up after a decade or two of stagnation in japan. >> that is exactly right you know, a lot of focus on the spring worries what will we get this is important for japan. if the analysts can look at cpi and say it is higher and above target they should roll back some of the easy policy. what the bank of japan is focused on is domestically generated inflation. that means wage increases. not the weak yen had brought through higher imported prices that does even mean inflation is going to be sustainable. they want domestically generated inflation. they want the wages to come through and people to spend more and that

in some banks, 40%. currently , we are facing many restrictions in four banks. process of cooperation is slow and based on the latest bank statistics exports from 1,700 billion tomans, only 670 billion tomans payment facilities, this means the lowest amount among the 16 banks , the cooperative and welfare development banks, from 1,700 billion tomans, the facility has paid 1,100 billion tomans respectively, but sepeh bank has paid 2,000 billion tomans. 1400 billion has been paid in facilities, the statistics are low, and we contacted the secretary of the country 's banks council to follow up on it, but we did not get a result. ayatollah jannati, referring to being on the eve of the new year , urged the authorities to try to solve the economic and public problems with effective planning and serious supervision so that the people can go into the new year with more peace . with the vote of the representatives, ayatollah jannati was once again elected as the chairman of the assembly of experts, and mr. seyed ebrahim raisi and seyed hashem hosseini bushehri were elect

it outperformed investment banking.poke to us exclusively in london. >> two or three months ago, the prospects were done in europe and the matter was not whether there was going to be a recession, but when, how fast, and how deep. now our prospects are improving significantly. it's going to be possible for europe and the eurozone to avoid a recession. there is a slowdown in the economy but less fears of a recession. this is leading to the improvement in the quality of the book. guy: a bank that is having a straightforward time of things. stocks finishing the day in europe. credit suisse front and center because the swiss market is down . some of the scandinavian markets are tracking lower. european equities are powering ahead. it's talk about how that breaks down from a session point of view and a sector point of view. here's the session rolling off toward the end of the day. the sector story looks like this. this is the rally we have from one year. european equities continue to power higher and this is what people are

as you said, well, one of the central banks has always been one of the central banks in the supply of basic goods of the people in the field of agricultural jihad . forty-five and a half billion dollars for the provision of foreign exchange for basic goods of the ministry of agricultural jihad under the conditions of sanctions, could you generalize that this is equivalent to nearly 24% of the country's imports in four years, within 400 years. we are very into quality these days we are talking about available currencies, and now that you have counted it in the last year and in the previous years , how much of these late currencies we had allocated to the import of basic goods, considering that the main book and the priority of providing currency are basic goods compared to others. goods have been tried to use available quality members to provide foreign currency for basic goods . can i ask what percentage was in the mix? what was the composition ? now i will give you the details in my program, but i have tried to always provide quality to importers let's put it basically than import ou

minister of economy, this amnesty does not include bank debtors, national banks, housing, agriculture, export, trade, welfare, industry, mining, development, export development, post bank cooperative, and iran's karz al-hasneh mehr are subject to this new order. centrally announced branches the selected national banks of mellat saderat and tejarat and sepeh will operate with the aim of providing services to applicants to receive foreign currency on friday, 21st of bahman . applicants can visit the selected branches of the mentioned banks with the original national card on the website of the central bank. and purchase up to 5 thousand euro currency, more than 4 thousand 500 residential units were put into operation simultaneously in the provinces of khorasan razavi, golestan, kermanshah and khuzestan. the minister of roads and urban development at the opening ceremony of these units , khorasan razavi said that the government will meet the existing need for housing with various policies in the field of facilitation there is an agenda and it will be realized, more than 1,200 units in kho

the senate banking committee hearing is about 90 minutes. >> the committing of banking and housing affairs will come to order. i apologize to the witnesses and the observers today, both in person and the committee room and those watching from remote, senator and scott and i were at a briefing. on what is happening with china and balloons, and military and others have protected us from, if you will. we are here to say in these here the generals make their remarks to us -- marks to us. the crypto -- promising americans untold history and the chance to make history. they did not talk about high fees, risk of loss, outright theft that plagued the crypto industry. if you watch the super bowl two nights ago he did not see a single at for crypto. cryptocurrency industry imploded. in 2022 the cryptocurrency market lost 1.6 thousand billion in value. fraudsters tied to the regimes of pyongyang and moscow have stolen over $3 billion. crypto firms have slashed jobs. as crypto values crashed last year platforms began collapsing, creating losses across the rest of the crypto ecosystem, thousands of cry

we had high inflation, which is known by the central bank and statistics center of iran, up to 40%. we could definitely reach despite below 30% inflation, if the indiscipline of the banks, we distance ourselves from the issue of the budget now for retouching, but for the indiscipline of the bank, it is thought to exist. it's very strange that some countries don't do this for example, it is possible to move in the direction that we can prevent the banks, whether public or private, that are bankrupt or have serious disciplinary issues, and in fact, these banks are not new games , even if it is by closing down and declaring bankruptcy at the moment. there are several solutions that are suitable for this discipline, not to close it down, but the main solution now is to preserve and restore the authority of the central bank as the discipline and regulator of this area, and for the central bank to find its authority again, and it is actually to play the role of regulation and discipline of his own department has faded in fact, since last year, mr. farzin's new central bank has good polici

lars: basically, as we see it, we are in a bank, we are a flow bank, so we basically serve our clientsomes to macro effects to the commodities and equities, so it is a flow business, and that business is going well, the bank is well-capitalized, we did not take any risks. the far, is very low, so from that point of view, everything is contained, therefore the remuneration is part of that. dani: not giving us exact figures, lars, but we understand the positive position you are in. manus: solid innings by the bank, and for bonuses, we will take that, lars. dani: given that our capital position is so strong, i know that oranges looking at selling orange bank, is that something you are looking at at all? lars: we are very happy campers when it comes to the banking we are doing. as you know, we have additional proceeds from bank of the west. the way we want to redeploy this is by growing organically faster. this is the best we can do. we know the business. it has immediate bottom-line impact. so that is what we prefer to do. on top of that, maybe we want to buy some technology, but intrinsi