but these cards are a category of their own-- reloadable prepaid cards. consumers can load the card using cash or direct deposit their paycheck onto a card, which isn't attached to a bank or credit account. >> in 2010, there was about $41 billion loaded on these cards, and we project that it will be about $57 billion in 2011, and if you go out a few years, that number climbs to $167 billion. >> reporter: ben jackson tracks pre-paidinancial products. he says the cards are marketed mostly to those who can't afford a bank account and want a cheaper alternative to payday loans or check cashing fees. but, consumer advocates warn these cards aren't always backed by the fdic and can carry hidden fees. >> you have populations with very little financial resources, scarce financial resources. and with these fees, that they don't know what they're getting into, they can be nickled and dimed, they can be gnawed at, they can be basically eviscerated. >> reporter: we found a few examples in the fine print on some of the cards' service agreements. the fee structures var

card art.e bag made out of what? >> this is a suede purse. and veronica came up with this idea to just literally fold on top, she used a place mat for the inside structure that you can see under here. and she cut the place mat into her form. pieced it together. you glue with some spray adhesive. the suede and the lining inside and attach this from the hardware store. >> great. >> you can make yourself a bag. >> glow in the dark shoes but most importantly the jewelled shoes. she bought labutons at a consignment store and bought about $150 worth of crystals which sounds pricey. she spent two hours every night after work for two months but she saved $2,000 and she came up with a pair of shoes that look perfect. >> priceless. >> they're amazing. i was so impressed. >> quickly some other good projects you can do at home. >> such a smart idea. kara said just use spray paint, chalk board paint to create these wine glasses that you can personalize and a picture we have, i would love to show this night

some cards remain together.se same groupings in the next shuffle. that's why they're using machines now. how do those machines work? larry: auto-shufflers, they use random number generation to create a random distribution of cards. interesting. because what do we know about random distribution? it's impossible for machines to create truly random sequences. these kids cracked the code for how an auto-shuffler shuffles. the sequences found in jason brewer's notebook were in fact card-counting cheat sheets, exploiting a weakness in the random number generator found inside this box. david: that's the auto-shuffler we found in jason brewer's apartment. charlie: the students used it to adapt a card skill called shuffle-tracking. yeah, when dealers shuffle, there are little runs of cards that stay together. so the players will look for them to reappear. charlie: and clubs try to prevent this by using the auto-shuffler. but, as we all know, machines aren't perfect. and the kids took advantage. how'd they do that? first,

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>> bill: cards up please. come on, doocy, get the card up.e tame. >> i brought you a little something. >> you got to be kidding. >> a little something from the elvis estate. a little something here it's nice. >> can i -- >> please, sit on down and we will give you a pena colonic. >> bill: robin williams. you both got that wrong. >> pinacolonic? >> bill: still tied with two questions to go for the funny news quiz. jim carrie broke out as a huge star in the mid 1990s becoming the first actor in history to earn $20 million for a single movie for which film did carrie first earn this record breaking payday? >> bill: cards up, please. >> ♪ when the truth truth ♪ over the within you dies ♪ don't you want somebody to love ♪ don't you need somebody to love. >> bill: channeling gray slick. the film wasn't even funny. for 20 million it should be but it wasn't. >> it was scary. >> bill: i didn't happen to seat cable guy. >> you are the cable guy. >> you are the man. >> bill: i resented being made fun of in that film. it's still a tie with one more to go

>> bill: cards up please. come on, doocy, get the card up.e tame. >> i brought you a little something. >> you got to be kidding. >> a little something from the elvis estate. a little something here it's nice. >> can i -- >> please, sit on down and we will give you a pena colonic. >> bill: robin williams. you both got that wrong. >> pinacolonic? >> bill: still tied with two questions to go for the funny news quiz. jim carrie broke out as a huge star in the mid 1990s becoming the first actor in history to earn $20 million for a single movie for which film did carrie first earn this record breaking payday? >> bill: cards up, please. >> ♪ when the truth truth ♪ over the within you dies ♪ don't you want somebody to love ♪ don't you need somebody to love. >> bill: channeling gray slick. the film wasn't even funny. for 20 million it should be but it wasn't. >> it was scary. >> bill: i didn't happen to seat cable guy. >> you are the cable guy. >> you are the man. >> bill: i resented being made fun of in that film. it's still a tie with one more to go

card number? what he can do is start dropping. jaw dropping. >> that is set. grab your credit card information without touching you. victim of a hands free pickpocket. says it is a major security cards with this memo. without you pay swiping. this. he doctored data with a cell phone. with a cellata phone. >> i was just by using the cellphone. >> many cell phones allow them to behave like cards that are vulnerable. was able to modify this phone hijack a credit card numbers with a program disguised as a downloadable game. >> it could be set -- standing your credit card and you would know it. >> consumer should be comfortable with using these cards. >> he represents the credit-card companies. he does not by the claims. it should be noted that his devices to shield cards. >> we are not seen this type of from happening. -- fraud happening. and the problem is referenced document topatent card filed by visa. in notes that it is impossible a wireless reader may be used for data skimming. how purchaseswn m

>>gabe: what is going on with clipper card?oday, they sent out bizarre e- mail's users. the e-mail's included a major privacy league. fast-food >>pam: authorities are searching for a man who sexually assaulted a 60 year-old woman. the woman was walking in a terrorist drive area of marin. police say the man jumped out, grabbed her, sexually assaulting her and then jumped out running. the woman was taken to the hospital for examination. three san francisco police officers were injured in a crash. each suffered minor injuries. investigators are trying to determine exactly what caused the crash. >>grant: city council is expected to approve the city's plan for growth looking ahead about 30 years. we have some images of what san jose it looks like now and what city leaders what san jose to look like. there is an underutilized shopping center. phase one of the plan would be sad thing for coastal village with shot fifth, residential options. there is a pedestrian bear. the goal for envisioned san jose, leaders basically want people to

many cards go overseas, greeting our military at the end of a difficult and dangerous day. >> some cards for you. >> other special deliveries may be closer to home. >> they put their heart and soul into making those cards -- drawing the stuff on them, coloring them. >> even the simplest message is meaningful. this soldier is unable to see the cards he's received. but his father can read them to him, proving that his sacrifice is appreciated. >> it says, "dear soldier, i hope you get better someday." >> "holiday mail for heroes" is run by the american red cross, along with cosponsor pitney bowes. >> what we're doing is we're gathering a tremendous number of cards from americans across the country to make sure that these cards get into the hands of military families and the men and women in uniform. >> everyone is invited to make a holiday card. >> and on the inside it says, "i hope during the holiday season you know how much you're loved and appreciated." >> eagle scout matt oclander started when his father was deployed in iraq. >> he's told me that he's seen soldiers coming off after a h

." cards."ers estimate physical activity is responsible for almost a hundred thousand cancer cases in the u.s. every year. so here's one suggestion :at the very least, make sure you take one or two minute accivity breaks, every our. the...// growing problem.../ of... obesity.../ is... in...// ambulances. - in...// pheonix...// arizona...// ááyou'reáá looking.../ at... one of the.../ newest... emergency vehicless..// áádesignedáá... for... patients....//// ááaáá.. / car shop...// ááusingáá.... a... - pulley... and a ramp.../ to... get the.. patient.../ safely....// ruck .../ safely....// ryals says, it's a big safetyy issse for our crews reddces back injuries potential &pindustrial problems trying to move the large patients." patients." today.... the company... has.../ 12.,.. of these...// vehicles...// for... the obese.../ ááandáá may... add more. 3 .the ravens hope sunday night's game is a repeat of week one...how ray lewis and terrell suggs ppan to stop big unlimited... (mos #2)"thereessall so

lucky says it was doing maintenance on debit card and credit card readers in the self-checkout lanes and discovered that they had been tampered with at 19 bay area stores. the company did in the say exactly what the crooks did with the information. but lucky is warning customers to keep a close eye on their bank accounts. the card readers are attractive targets for thieves because they can store your card information and p.i.n. for several days and a crook can swap out the reader, take the device home and download the data. lucky's parent company has replaced the card readers in question at the 19 affected stores and beefed you have security to every card reader in all 234 stores. still, customers we talked to are nervous. >> does this make you more nervous about using the checkout lanes? >> yes. even though it's speedy, i'd rather be safe than sorry. >> i plan on never using one ever again ever. >> reporter: lucky issued a written statement saying, "we sincerely regret any inconvenience or concern this consumer advisory may have caused to our customers, especially during the holiday

(sot: issued cards.fer the funds." (v/o)but if a gift card is go... rrtail stooe cards - usually have little or no fees. person you are buying for the likes to shop in the store. (sot: mandy walker)"when you're giving a gift card, you want to include the terms and the policies, as well as thhe receipt, which might be needed if the card is lost or stolen." (v/o)but etter yet... why not give cash or a check?that way people can shop wherever they want... whenever they want... no strings attached.[1]((pat on cam))if you receive a gift carr... check out the terms. see if you havv to register it ii case it's lost orrstolen. it right in your wallet instead of a desk drawer, so it's haady.and spend gift cards as soon as possible... especially these dayssyouu gift card for a company that harris, fox45 news at teen rachel simon/9-years-old: "i got really scared because i heard a noise and i didn't know what it was.." was... next on fox45 news at ten...how she helped get a burglar arrestee...just 10 minutes aater h

credit cards. isn't that one of those things you're supposed to wreck your credit rating? >> everybody thinks it does but it really doesn't. every time you apply for a credit card, they do what's called an inquiry on your report. it costs between two and five points on your score. >> reporter: so not a big hit. >> not a big hit. >> reporter: rick teaches people that have shaky credit who cannot pay their bills in full every month or who are applying for a mortgage in the near future should not be playing this game. now, within the fraternity of extreme frequent flyers, it's controversial that any of the secrets are getting out. but rick started a blog called "frugal travel guy for the common man." and is holding seminars that true more than 500 people, all sorts of people, people who will get on a plane and just fly around over a weekend to maximize their mileage and to raise their elite status with an airline. >> one day, i flew to austin to dallas to orange county, california, left the airport, s

check out the details of the store's credit card.l probably find you have a rewards card already that will be a much better deal in the long run. >> so when is it worth it to sign up for one? >> if it's a store that you sign up for frequently, it should be said sometimes there are card only discounts then it might make sense and you don't have a bunch of store cards already so it's not going to mess up your credit report. >> about a weeks ago, there was a story about you have to buy your tv now. but i was told tvs are cheapest now and around the super bowl. if you see things for two different prices at two different stores, just because it's cheaper, it might not be a better deal? >> yeah, that's true. we found if you see an item at several different stores, it's about the same price, you go into a big box store and you say, it looks like the same tv, for example, but it's a lot less, write down the model number first. go home. go online, check it out. you may find that it lacks some features that the other one has. maybe not or it m

if have you a reloadable card or not marketed as a gift card you're going want to pay close attentionng a $4.95 transaction fee. another 3% to transfer funds. >> if it's still wait you want to go store cards usually have little or no fees. just want to make sure the person wrur buying for likes to shop in that store. >> you're giving a gift card sh you want to include terms and policies as well as the receipt. >> and why not give ka cash or check? that way people can shop whenever they want no strings attached. >> cash is good. and if you receive a gift card check out and make sure have you to register it in case lost or stolen. consumer reports says put it into your wall yut -- wallet so it's handy. and send them as soon as possible. you don't want to hold one for a company that goes out of business because then you're going to get zero. >> you heard it. cash is what we prefer. >> cash is what you guys want. >> thank you. >> what do you get the man who has everything? >> get another. >> he's got everything. get him nudging. >> cash fits. never needs to be altered or returned. no expi

credit cards have purchase protection. >> meaning your debit card? your credit card. zero liability. when someone steals from your debit card they are putting their hand in your pocket, in your wallet and taking cash. yes, debit card has some protection. make sure you check with your bank but who wants to be without the cash? go with a credit card if you're making purchases online. >> and pay it off right eye waw >> we see the promotions and want a good deal and 6% or more who are still paying it off. >> it doesn't make sense the rewards if you're not paying it off in full. you don't want to pay the interest. watch out for retailer cards. they are offering a lot of perks and pushing cards saying you can get 20% off, 10% off at the register. this doesn't make sense if you don't pay it off in full. the interest rates on retail cards are high. 29.9% are the norm so stay away from those if you can't manage it. >> where is it better to do cash? >> neighborhood retails and you can get a nice discount. case of wine, i'm just saying. >> i love it come carmen

. ♪ christmas is here [playback of card] ♪ christmas is here ♪ fa la la la [playback of card] ♪ fa laplayback of cards] ♪ christmas is here. fa la la la ♪ ♪ ding dong [playback of cards] ♪ christmas is here, christmas is here, fa la la la ♪ ♪ rum tummy tummy, rum tummy tummy, rum tummy tummy ♪ ♪ ho, ho, ho [playback in unison] ♪ rum tummy tummy, rum tummy tummy, rum tummy tummy ♪ the target 2 day sale is ppening now. fa la la la. ♪ i'll stop ♪the ♪world and melt with you ♪ ♪ i'll stop the world ♪ ♪ i will stop the world ♪ ♪ you've seen the difference ♪ ♪ and it's getting better all the time ♪ ♪ i will stop the world ♪ ♪ i'll stop the world and melt with you ♪ ♪ i'll stop the world ♪ ♪ i'll stop the world, i'll melt with you ♪ i was the first-born... i got married first... i had children first... and i'm the first to get this haircut. i was the first to get a flu shot. you didn't make an appointment yet. don't need one at walgreens. strolled right in and got my flu shot early from my walgreens pharmacist. they're all specially trained. so now i'm number one. it only took you 77 years.

if you pay off your card every month, rewards cards are great.tal one cash card, you get 1% back on everything, and then a 50% bonus at the end of the year, and the chase sapphire preferred card, you get 50,000 points just for signing up after you spend something like $500 or $1,000. don't just go for the promos. make sure the cards are good for you all year long. >> check out cnn money if you want to know more. thanks, carter. >>> coming up, a tent faceoff in portland. police in riot gear clashing with protesters. some say enough is enough, and they are calling for an end to this occupy movement. >>> another university wrapped up in a sex abuse scandal. this time at a military college. questions. did school administrators really know about this and when and why didn't they do something to stop it there? it's 27 minutes after the hour. . that's a recipe for failed investing. open an e-trade account and open doors, seize opportunities, take action with some of the most powerful yet easy-to-use trading tools on the planet all built to help you maxi

sitting there watching the cards and you see a lot of low cards come out to raise the that. but the casino does not want you to do that people don't like to use their brain vujacic game of lock you lose and you leave the card counters can win and on the average they can win 2% per hand which ends up to be a lot of money. but they get caught because the casino can see them raising and lowering their bet sell it spreads out 10 kids and one is dead at each table and he keeps track of the cards and the cards get good he singles and the player who acts like a high roller. they try to looks the part to as they can and always pretend dain to drink because you have to be don't give you are the high roller at $10,000 a hand when it is bad they get the signals of the big money is only that and then you can make a lot of money from the casino plan to view they do see a big player doing $10,000 here or there been no raising or lowering so it is hard for them to see. that is what the team did and they made millions. >> host: are they banned at casinos at this point*? >> guest: eventually

make sure you use credit cards instead of debit cards.ected from fraud and face less liability in the event that your credit card number is stolen. also, when are you shopping on line, look for the https in the address bar. that's going to mean you're on a secure site before you're putting in info. and this is not so much a scamming thing, but heads up, look for restocking fees. people see a couple hundred dollars off. and those big-ticket electronic item. they impulse buy. sometimes you get hit with a 25% restocking fee, especially when it comes to tvs, laptops, computers. you want to make sure that you do want the product. and make sure you're not making purchases on public wi-fi. and last but not least, protect your smartphone. 53% of consumers are planning to shop on smartphones this holiday season. download an app like lookout. it will protect your smartphone and also wipe all your data should you happen to lose it. >> wow. that's a good one. i didn't think about it -- don't do it on the wi-fi. an important tip there. good stuff this

but if you manage the card well for a year or two, it transitions to a traditional card. comparison shop at places like bank rate and lowcards.com. make sure the card you choose reports to multiple credit bureaus to help build your credit. stay away from cards that charge application or annual fees. there are plenty that don't. the key, be sure to pay your balance in full every month. you don't want to buy into that myth that says you have to kept a balance in order to build your credit. >> isn't there a way to use a family member's card to build your credit and do it legally? >> yes. absolutely. if you are lucky enoughhave a spouse or say a parent with good credit, you can use their card which does build your credit if that card's in your name, but in this economy it's not an option for a lot of students who have parents who are also out of work. keep in behind, this is a community property state. so it still remains to be seen how it will play out for spouses who technically should be able to use their spouse's income. >> may not have heard the last word on this. thank

with the capital one venture card you earn... double miles on every purchase. [ sharon ] 3d is so real larry. i'm right here larry. if you're not earning double miles... you're settling for half. really? a plaid tie? what, are we in prep school? [ male announcer ] get the venture card at capitalone.com and earn double miles on every purchase every day. what's in your wallet? i was gonna say that. uh huh... these sweet honey clustery things have fiber? fiber one. almost tastes like one of jack's cereals. uh forgot jack's cereal. [ jack ] what's for breakfast? uh try the number one! i've never heard of that. [ wife ] it's great. it's a sweet honey cereal, you'll love it. yeah this is pretty good. are you guys alright? yeah. [ male announcer ] half a days worth of fiber. not that anyone has to know. fiber beyond recognition. fiber one. a new lease on life, for humans best friend. these are unwanted dogs that were from puppy mills in darnell getting a chance that adoption in chicago best friends animal society transported them as par

the card readers are attractive targets for thieves because they can store your card information and p.i.n. for several days. a crook can swap out the reader, take the device home and download the data. lucky's parent company save mart says it replaced the card readers in question at the 19 affected stores and beefed up security in all 234 lucky stores. still customers we talked to are more nervous. does this make you more nervous about using the checkout lanes? >> yes. even though it's speedy i'd rather be safer than sorry. >> i plan on never using one ever again, ever. >> reporter: lucky said, "we sincerely regret any inconvenience or concern this consumer advisory may have caused our customers, especially during the holiday time. it's not clear when lucky knew about the tampering but if you consider that they already replaced the card readers that were affected as well as beefed up security at thousands of other card readers throughout its stores, it's probably been a while since this actually happened. there is a list of all 19 stores affected. you can find that list at our websi

are either employ just for checking their balance or for using a debit card to pay for things online so clearly the banks about a way to make a profit off of those who've been hit the hardest in our economy now according to mark potter advisory group which monitors the consumer payment industry prepaid debit cards have been. a very popular way for the banks to pile on the fees in two thousand and ten the durbin amendment a last minute add to the dodd frank bill caps how much banks could make off the consumers who use their ordinary debit cards are those same restrictions don't apply to prepaid cards designed for the unemployed and those on food stamps now i'm hearing how the big banks are taking money from not only all of us all the time but even those that are suffering the most think it's really not surprising that so many people are protesting the financial firms in fact then diego has taken their disgust story the banks a step further yesterday was that withdrawal wednesday at the imperial county labor council called on the public to remove their funds from the banks now the move

bank branded gift cards like visa and master card have a different set of rules. they can expire after five years. promotional cards can expire after just one year. inactivity fees are allowed, but only after a card goes unused for 12 months. tgif came through and actually is going to refund that $10. i want to thank them for that. we will have all of those on our website. you will have access to all of this information during the upcoming holiday shopping. >> it is complicated. >> thanks, michael. >>> the weather forecast is a little less complicated to understand. >> it is november and it is starting to feel like november. meteorologist sandhya patel is here. >> that's right. it is going to feel like november. the winter chill is coming to the bay area and i want to show what you is ahead as we head into the next 24 hours. live doppler 7 is showing the signs of what is coming. the rain is moving into crescent city and the rain will be here by morning in the bay area. right now though you can see that it is getting cold outside. 45 in santa rosa and 46 in napa. l

give them an index card, one index card per item, what do you really want, draw it, or one index cardhinking through what they really do need. >> that's great. next tip is another great one, make them earn it. >> oh, yeah. >> have them start doing chores, right? >> chores is one or bring out the little entrepreneur spirit. the lady next door needs raking, help her there, set up the garage there, get rid of the is it you have in the backyard. they earn it, don't give a loan out. how many cooler for a child to say grandma, i earned every penny of this present i bought. >> that is great. the next thing you say is, now that they have some money is to make sure you boost their consumer shopping skills. >> what you want them to do is better than how to be a smart little spender and one little way is hey i want to buy a tv for dad, don't know the best way to do it. can you go online and look at the "consumer reports." for the little one, the penny saver ads and figure out the best deal for perfume for grandma. go to one store with your child, why one store? you're bet eter off to bring th pe

of any small business credit card. the spark card earns double miles...lly had to up our game. with spark, the boss earns double miles on every purchase, every day. that's setting the bar pretty high. owning my own business has never been more rewarding. coming through! [ male announcer ] introducing spark the small business credit cards from capital one. get more by choosing unlimited double miles or 2% cash back on every purchase, every day. what's in your wallet? your new progresso rich & hearty steak burger soup. [ dad ] i love this new soup. it's his two favorite things in one... burgers and soup. did you hear him honey? burgers and soup. love you. they're cute. [ male announcer ] progresso. you gotta taste this soup. ♪ we're centurylink... a new kind of broadband company committed to providing honest, personal service from real people... 5-year price-lock guarantees... consistently fast speeds... and more ways to customize your technology. ♪ the hour. this is your "a.m. wake-up call." americans handed out thousands of pounds of candy for halloween.

card numbers.>> reporter: hiding in household items are payment machines. >> this is a payment terminal like in any store. we bought one and took it a part and you can get it for $15 on ebay and it's hooked up to wires that is that keyboard into the ipad. >> reporter: rfids and illegal skimmer devices that snatch and left, swipe and steal credit card numbers from unsuspecting consumers. public restaurants, hotels and goings, atms. they're all danger zones. trust rate is a global provider of on-demand global security. he has been tracking the troubles in technology for a decade. >> and people making them are making them from scratch or making components from card readers and adding antennas to capture card numbers. >> reporter: how-to guides online offer advice on a standalone rfid excuse mer where an attacker can use purchases using a victim's rfid- enhanced credit card. >> and inern ifed of a cloned credit card, they need a magnetic stripe. they take the information, called track data from the car

card. you are sending it via e-mail. very easy to dorks low cost. >> you don't want your recipient to be throwing it away. so you may want to give them a heads up. >> reporter: are e-gift cards wore it? one in seven charge purchase fees and others have expiration dates. >> this is the buyer that will pay and not the recipient. >> not many people will charge you a purchase fee. this is with the general purpose gift cards which is the one with the credit card brand such as visa, american express, mastercard. >> and some will replace cards. 73% offer free shipping or delivery and you don't have to worry too much about expiration dates. >> you're going to get five years before the fund on the gift card can expire and you have 12 months to use the card before any inactivity fees kick in. >> bankrate.com survey found that 6% of gift cards are not used or get lost every year. brenda butner fox news. >>> the national cathedral opened for the first time since an earthquake rocked our region in augus

he played cards with them. >> shuffle the cards up.t on the table, i tell them which card to pick. they pick the card, they get whatever prize that i select for them. >> sometimes it's cards, sometimes its food or milk. >> if they don't win it, they have to be quiet and leave me alone for the day. >> he's lying. we don't cut him no slack. >> you first? >> yeah. >> snakes, huh? >> snake. thanks. >> you got it. >> not camera shy now. watch. >> it was perfectly within the rules. >> seven. >> but it was his way of sort of understanding the pulse of the pod. >> nine? >> nine. >> he's the force. >> yes, sir. >> you're the only officer who comes in and shows us respect. we'll give them respect back. we have officers in here for lack of a better word [ bleep ]. you know what i mean? but the guy who does the card tricks he's a fair officer. any time we get an officer like that, we give him respect back. he makes our day easier so we make his day easier. it's give and take. >> yes, it is. >> [ bleep ]. >> have fun. >> with life at maricopa, it w

park areas that to take credit cards which make it easy to pay. we will begin rolling out the ability to pay by cell phone or via yourself on, you register for the service and it is linked to your credit card and you can pay at a meter so that every space you can pay for a credit card. next year and into the fall, we will evaluate the pilot projects and develop a proposal to take what works and develop a proposal for a citywide implementation. >> i have the application on my phone and i use it. i actually used it and i scored a spot on the second and townsend and i was like a block away. this application is awesome. it is the best invention in the world. i love my s.f. park app. if i car moves, it shows you. i will have that on their so i have it on the screen and i will see one open up. it is very cool. >> this is the kind of experience. when was some excited about parking decks changing that perception is difficult. >> you hoping no one else sees that same open spot. that is the only thing. i down of this the couple of months ago when i first ca

the new spark card from capital one. any small business credit card. the spark card earns double miles... so we really had to up our game. with spark, the boss earns double miles on every purchase, every day. that's setting the bar pretty high. owning my own business has never been more rewarding. coming through! [ male announcer ] introducing spark the small business credit cards from capital one. get more by choosing unlimited double miles or 2% cash back on every purchase, every day. what's in your wallet? >>> situation room just a couple of minutes away here. let's go to wolf blitzer with a preview. yesterday, you had herman cain. today, another republican presidential candidate. michele bachmann. >> she's going to be live in the next hour in "the situation room." we've got lots to discuss with her. i want to get her reaction to what's going on with herman cain. reporting now for hours he's reassessing his run for the republican presidential nomination. i'm anxious to hear what congresswoman bachmann has to say about

the major banks have received contracts in forty one states where prepaid debit card holders can use their banks to obtain those funds but it doesn't come for free in fact many people are taking the opportunity to charge many banks excuse me are taking the opportunity to charge small fees every single time that people use one of those debit cards j.p. morgan chase wells fargo bank of america and u.s. bank are among the most well known banks that have contracts for the prepaid cards so what kind of fees we're talking about well take us bank for example they allow the card holder to make just four withdrawals per month without a chart after that it's a dollar fifty for each visit to the a.t.m. so one u.s. bank customer robin robin bill is an unemployed man from oregon who lives off of one hundred eighty nine dollars a week now since he uses an unemployment money to pay all of his bills rob says that he easily has more than four transactions a month and he's afraid withdraw all the money from his card in one transaction because a very hefty seventeen dollar overdrafting feet so the huff