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. >> over 1 million americans sign up for credit karma tax in the first 15 days. it karma, they're saying you shouldn't have to pay to have your taxes done. is that kind of get what you pay for? >> well, there's a catch of course because it's free. but we're going to sell your data to advertisers and the lightning. so your personal identifiable information, which we protect, would be exposed. the other piece is they've had a lot of difficulty getting authorized to file in a number of states. so they are delayed relative to the rest of us in the industry who have been doing this for a long time. >> how about younger people who really do like to do everything online? look, i can go to stores and there's an h&r block right near me. it's right next to wendy's, which is where i pick up my kings. i see t. i know people go in there. i wonder where the younger people -- they do everything on their cell phone as we saw from apple's numbers. >> what we're trying to do this year as part of our aggressiveness was to say we've got to get people to rethink the tax event. people

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