which are benefit driven. the question is is there benefit? is there important benefit? and if there is important benefit? and if that can be proven, then probably that's an area where we should work more close ly together which, from my point of view, is very important. major steps are only happening in financial services. everyone was with their back to the wall before they agreed to take extra steps. basically looking to the others. so we are not in a face of ideology-driven integration. but it's driven by necessity or by precise benefits. >> thank you. we'll call on a couple of more folks. i wanted to ask you from the next round of answers to break down this staggering number of digital single market benefits of 340 billion euros that you've really dwarfed many of the other components and looked at here. so i wonder if on that, you could compare your findings in europe as well as here. irene, i think you had another question? >> i'm looking forward to reading your detail. >> introduce yourself, please? >> irene -- >> the 6,000 pages? will you read the 6,000 pages? >>

the consumer weighing also the burden your placing on biz the consumer benefits in dollars and sents cents i'm curious to find out if the is $2.5 million figure is something we should rely on to justify the burdens on the small business. i'm curious to hear our app you live it >> commissioner that is really difficult i don't have that information or a model how to base it. i could try to photo how it benefits the city and county of san francisco i'm not sure i could do it tomorrow or next month but the implementation was certainly the most difficult here in the city in the first two years. i'm sure you're aware of the data was not there that provided did information that we could lessen our costs to be able to go out and get this program implemented the data was not there. we pretty much manuel deleted those businesses from the tax collectors to answer your question i don't have any idea how to get that information >> my final comment i find important is education. we put a lot of emphasis on licensing and i don't have how much emphasis on the education in educating the businesses fo

you can estimate your future benefits, and manage current benefits online.s of people have a m y social security account. get yours today. because someday is here at socialsecurity.gov. >> my big government loving friends sometimes say, stossel, what you are winding about -- whining about, americans voted for big government. if you don't like it you could vote the bums out. dem crease idemocracy is sort oe market. but compareed to a real free market, political process is vastly up pe infer inferior. we vote with our dollars in private sector, and often for more stuff, and to win our votes businesses must adjust, all of the time every minute, competition requires businesses to innovate, or lose votes and die. also, and most important, politics is a package deal. vote for obama you get obama policy, but in free market, have you a million choices, take food shopping, there are a lot of different super markets with different prices, suppose we chose food the way you choose politicians two choicess s donkey meats or elephant meat. every 4 years people vote for ei

-- multitude of benefits, there are some risks, what approach should we take. so i talked about focusing particularly on harms, kind of a risk-based approach that said is there a particular use of this kind of data that could cause substantial harm to consumers, and that's where we should focus our attention and enforcement efforts. >> host: are there enough protections for personal privacy right now? >> guest: so there are more protections than people might realize. in the u.s. we don't have an overarching privacy law like they have in europe. we have a law of sectoral regulation, so we have regulation for health information, we have regulation for financial information, we have regulation for communications information, and what doesn't fall in that bucket comes under the ftc, the ftc's authority. so we've been a very active enforcer in the area of privacy and data security. but i do think there's more to be done. one of the things that has certainly been in the news a lot recently is all these data breaches. big company data breaches, many, many consumers ar

the reason government benefits marriage is because marriage benefits society.n: why can't i gamble? you support my right to buy lots of guns but can't get on this weekend's football games? >> if people want to gamble, that's their business. but the government becomes a party to it and promotes it and doesn't police it as they should, then i have a problem with it. john: can i burn a flag? >> i would be opposed to it as one who serve in the united states marine corps and have seen men give their lives for this country. i think there are some things we should hold as sacred. john: free speech, in the form of protests. >> out of respect for those who have given you that right, you should defer not to. john: i would never do it, but people should have a right to. >> well, we'll disagree there. john: should pornography be banned? >> again, it's the consequences that come from that. john: yes or no? >> i think what the current standard is obscenity should be banned. when you look at what the consequences of that and people playing that out. john: should a woman be al

and the concept of a public benefit was basically taken away. the proposal e has kind of a complicat complicated story there was sort of an acting clause that repealed thank you >> okay. thank you. >> i'll make this short larry bush from the civil grand jury some of the things would include zoning changes that bend a particular developer and included leases so for example, when pg&e took a lease over some waived land that was considered not to be a contract therefore there was no prohibition on pg&e making contributions to the mayor who signed the lease. it also includes things like gifts of travel money to underwrite someone to stay in luxury hotels and flying first class and didn't include payment you receive a benefit because you get a company to make a contribution to a favorite charity or purpose and that contributor receives a major benefit like kilroy getting a benefit to the america's cup and getting kickbacks. there are a variety of things that include a private right of actions with penalties and so forth. i'll point out while this res

but there's mutual benefit for all and you have benefitted by what unions have accomplished. >> i want the government to take over health care, it should be a right for all and we should never have to worry about getting basic care. on certain things, i'm not saying the government should tell you what to eat. everybody should have health care, everybody should have education, everybody should have a warm radiator in their place of residence. we spend all this money on wars, no questions asked. >> thank you allan combs, under the combs administration, you're going to be buying people warm radiators. >> i'll say right now i'm not running. >> republicans are anti-choice too, many of them are anti-abortion, anti-gay marriages, anti-free speech in some cases, so i'll confront a republican next. >>> and then is it possible to have too much choice? >> they got frappuccino, cappuccino, al pacino. berkshire hathaway home services. good to know. [ music and whistling ] when you go the extra mile to help business owners save on commercial auto insurance, you tend to draw a following. [ brakes scr

this is a very lively debate about the benefits and the costs of intication.they have to do with the identity questions and the tone if you like of the elections in may. what we are trying to do is to encourage policy making and to try to have a discussion of the issues. to get away from that and drill down into the likely detail. that is of course against the grain of the way the public conversation is being conducted. we consider that's an important public service that should be available to our members and committees. that's of the research service modelled on the congressional purchase service. our clients are essentially members of the european parliament and the committees they serve on. that say difference to the approach, but we are responsive and they are the ones if you like to reflect the views of the public. >> we will be looking into that. the debate about membership does have dimension and other things being equal, a new member state might expect to share proportionately profile from the existing advantages of eu membership. that is occurring in

what about benefit? caller: i've got pretty good benefits. .retty stable job i hope i can keep it until retirement. lewis, michigan, talking about the job market. he identifies himself as unemployed. caller: hello. whys calling, talking about the upper classes are not paying enough taxes and that is the reason why there is unemployment in this country right now is because of lack of the money that should be flowing -- they're taking all the money and taking it out of this country. we all know that. that is why the economy is like it is. as far as immigration, those people have been coming here for hundreds of years from across the borders. the only reason they brought it up now is because it is easy to put an immigrant in prison in these privatized prisons. they're making profits off the taxpayers. that is one of the reasons why immigration has gone through the roof and everybody is up in arms about it. they have been coming here for years. they do jobs that nobody else once to do. i have been in arizona

>> it is enabling buyers and sellers to come together and benefiting from that. alibaba benefits.y are the opposite of walmart and amazon. a bull investor would have to believe that there is a growing mobile phone usage in the middle class and they are going to use alibaba. they have seen a tremendous growth. you have seen the number grow from 11%, 18 months ago, to 33%. the business was happening on mobile devices. the problem is there are fewer conversions. a lot of people who go to alibaba on the phone do not buy. >> they window shop. >> that is a problem they have to fix. while you like that 33% of users are on mobile, there is not conversion. >> a competitor is more mobile-first. >> right. they have to be successful in mobile. >> cory johnson, our editor at large, thank you. sony is set to release -- next month. what does it mean? ♪ >> i am emily chang. this is "bloomberg west." a feature that iphone owners will find next month is apple pay. mastercard and visa are official partners. it has chip and pin technology. how does the technology work together? i am joined by cory jo

benefits to legally married same-sex couples regardless of where they live. cup whols receive the benefits while they were in the military but lost them -- couples who received the benefits while they were in the military but lost them on becoming veterans if they lived in certain states. we heard all kinds of excuses. we heard it was unconstitutional for congress to force states to adopt federal directive. that is ridiculous and intellectually dishonest. this house voted to mandate that state pross side in-state ition for veteran, a measure authored by the very member who made the specious argument against that bill. and we heard process arguments as an excuse for not going the right thing. i would remind my colleagues they are the ones who make the process. when we vote today to adjoust -- adjust the cola, remember that this increase is meaningless to thousands of our nation's heroes in states like texas, florida, and north carolina. they will not be receiving the benefits they earned and deserved. it's shameful and it's unfair. so mr. speaker, while i urge

and services in san francisco it really helps the economy of san francisco grow so its not only a benefit to the project but to the city. the contractors center is 5 thomas melon circle in the bayview area open 8:30 to 5 welc >> hi good morning, colleagues and keep in mind guests at this time, my pleasure to welcome the soul delegation to the city of san francisco . >> (speaking foreign language.) >> so similar the san francisco soul community had the opportunity to invest cowl soul for the first time with mayor ed lee to foster a long lasting relationship with seoul that will generate cultural benefits loans with the our soul sister city san francisco has much in common with soul if their renowned art that residents take pride to tare historical moments and the parks our marches have much in no one they started as civil rights attorney mayor pouk is a good mayor that was imprisoned in that soul stand up for his right and our mayor led the first public housing rights strike in san francisco 38 their unexpected mayors are invented candidates that are here to serve their cities there are pi

many benefits come from consumer benefits. great new insights in concern areas like health care and other kinds of research in reaching underserved populations in providing new insights in some of the more difficult to solve problems we face as a society. are there risks from big data? i think that is true. you can take pieces that are separate and assemble them into the a profile that may give sensitive insight to a con sue >> guest: in the united states we don't have a privacy directive. we have regulations for health information, financial information, communication information and what doesn't fall into that bucket comes under the ftc's authority. we see are an active enforcer for privacy and data but there is more to be done. all of the data breaches have been in the news lately and the ftc has tried to make it clear to companies that if you have information about your customers that the release of which could cause harm to them, financial/medical, you need to take safeguards to protect that data. we brought more than 50

there's no minimum benefit for social security. right now about a third of all social security benefits are less than the poverty level, income that doesn't pull people out of poverty. now for 85-year-olds we know that older people, the oldest old get much smaller benefits. but even among newly retired folks, quarter of those benefits are below the poverty level. african americans, 43% of their benefits below the poverty level. when we think about reforming social security we should be thinking about providing a minimum benefit. so someone who works 35 years is not going to have to live in poverty. >> thank you jessica bo jessica for joining us. you're going to meet a former rv dweller who says the benefits though outweigh the hardships. >> on tech know, fire, devastating and out of control >> what's at stake here? >> there's approximately 360 homes... >> but now experts say they can predict how a blaze might spread >> this has been in a fire, now we gotta get the data out of it >> playing with fire... >> you guys are working just

there are many benefits that can big data. i think there will be great new insight in many areas, but some that are top of mind for me are in health care and, you know, research,s of reaching underserved populations in providing new insights. our moren some of difficult-to-solve problems that we face as a society. bigare there risks from data as well? i think that's true. ofhink you can take pieces previously kind of separate pieces of information and assemble them into a profile may give sensitive insights into a consumer. and the question for me is, you all these benefits and you have some risks. what do you do then? and i often talk about my approach to regulation, which i'd like to call regulatory humility, which is the idea that we understand the technology well. we get a good sense of the benefits, the risk. as a regulator or an enforcer, i educate myself, and then say, okay, what risks are actually likely to happen? target ourwe approach to address those risks, while not reducing the benefits to consumers? i think that'

there is mutual benefit from all, you benefited froed from wt unions accomplished.n: government health care. >> i want government to take over health care, it should be a right for all. john: government -- more government control? >> on certain things, not saying they should say what to eat, we have to have a health care, education, and a warm radiator, we have resources, we spend all the money on wash with no questions asked. john: thank you alan colmes, you are buying warm radiators. >> i am not running. >> good. >> republicans are antichoice too, not just ain't abortion but antigay marriage, and drugs, and antispree speech in some cases, i will confront a republican next. >> is it possible to have too much choice. >> they have mocha chino, and frappuccino, and capa chino, and al pacino. know that chasing performance can mean lower returns and fewer choices in retirement. know that proper allocation could help increase returns so you can enjoy that second home sooner. know the right financial planning can help you save for college and retirement. know where you st

but beyond the plans benefits on behavior, the true benefit is to send a signal to investors and the rest of the world so america's clean energy economy is here to stay. their significant job creation that is also within race. today, the solar energy industry employs over 140,000 american with over half the installer jobs, which cannot be outsourced. so there is a built-in, wonderful benefits of this. this industry experience a 20% job growth in 2013, 10 times the national average. if we put the claim power plant in place, the homegrown job numbers will continue to go up. some argue this plan is government overreach. i hear that daily on a lot of friends. in fact, the supreme court has upheld the authority of the epa to regulate carbon emissions on three separate occasions since 2000 have been. before the plan was even released, some argued it would cost hundreds of thousands of jobs, resulting skyrocketing electricity prices and i think they just left out the sky would cave in. the epa plan will cost modest increases in electricity prices in the short term and over the long run will

what's the third benefit?he third benefit is to be able to earn foreign income that is totally outside the u.s. tax net and as a result to encourage even more shifting of income and investment from the united states. in my article, where i was talking about regulatory as opposed to statutory changes, i only suggested taking on the first two issues. my thinking about the third issue has been limited so far to tax reform proposals, but with respect to the first two issues, i believe there's regulatory authority to take steps that would reduce the tax benefits that are indeed consistent with each of the major potential tax reform proposals for reasons we can talk about as we go along. >> that's very helpful, and i'm going to give everyone a moment before we move on. we're going to come back -- i promise -- to a conversation about whether or not taking on these tax advantages in the regulatory manner makes sense. but let me just ask, is there anyone who wants to add to the description of the transaction itself and

the economic benefits are obvious. our tribal territories, reservations, our native americans need not be worrying about the onerous i.r.s. audits and should not be paying taxes when no one else is required to pay taxes on similar benefits. this legislation is revenue neutral. something that is very pleasing. the joint committee on taxation has deemed any impact on the revenue of this -- our federal nation would be negligible. as a person who cares a lot about the fiscal condition of our country we ought to be reducing our deficit and boosting our economy. this piece of legislation does not increase the deficit and it does boost the economy particularly of tribes across the nation. here in the senate, senator heitkamp and i have introduced s. 1507, a companion bill to the one the house is considering. this piece of legislation has broad bipartisan support, more than 20 senators from alaska to georgia have joined us in this effort. i'm grateful for the members of the finance committee and the indian affairs committee wh

objective 7 reads foster public awareness and appreciation of san francisco's historic resources and the benefits of historic preservation and the quality of life and contribution to our culture and economy. it promotes tools like lecture, tours events, websites and publications. staff is suggesting there are more participatory ways of fostering awareness and appreciation that would allow staff to contribute in our historic and cultural resources and we can expand this objective to promote a broader approach. the support policies of this subjective should also balance the needs of the city's visitors and the city's citizens and workers. and we are suggesting some policies to add supporting policies to add for the subjective that would more split italy addressed the stakeholders. this objective seven relates to several other policies sprinkled through the preservation element exclusively policies 1.8 which states develop and maintain and official city register of identified historic resources and associated documentation which should be made readily available to property owners and government agen

over the next 99 years and benefit the documents that i believe you all have sequoa for any given year the energy savings by this seway are 54 kilowatt hours and 8.7 thermals so as you can see in summary, it - >> thank you, thank you very much thank you. is there any additional public comment on item one seeing none, public comment is closed i want to thank the members of the public for coming out and the upper forestry and colleagues this is landmark trees ask not something we do often but for special situations we have a tree it is significant i is particularly uncommon in san francisco it makes sense we having if you giant seways it's important for our state and this tree is a real treasure for the neighborhood which is why i took the exceptional step of introducing this landmark in legislation and will ask for your support in no comments. >> i'm happy to move this to the board. >> with workers' compensation we'll take that without objection. >> madam clerk call item 2. >> item 2 is an ordinance administering the code for proximity residence for the on short term residential rentals

that vote on the benefits then get employed are work for the people that sought the benefits. the third area we loopthd was restructuring some of the activities of the ethnics commission itself. we called for a reaffirmation that that the ethnics commission is the policy body and the ethnics commission agreed to call them to get an executive secretary for the meetings and hope you'll support that concept. once again i know this is an area that people have opinions by the made a number of other recommendations and finding i look forward to your discussion of them thank you >> thank you. >> on behalf of the city we have mr. john synsoy that's going to present the executive of the depth ethnics commission okay. thank you and chairperson and supervisors i don't have a presentation but here to answer any questions you might have. >> okay. thank you. okay. at this time we're going to open this up to public testimony. are there any members of the public that want to testify >> can

people actually have to play an instrument to see any benefits.simply turning up their earbuds on their ipods won't do it. >> probably not. >>> well, going viral even before birth, an unborn baby's ultrasound picture grabbing lots of attention online. >> take a look at it. you see right there in the middle, the baby giving his thumbs up. the baby's father posted that picture on reddit last week. he said mom is actually pregnant with twins, due in january. >> somebody's hiding. >> maybe that thumbs up is like, i've got the camera shot. you, get over! >> photo bomb. >>> a reason to high five, after the break. >>> well, a community in indiana has something to high five about. >> broke the world record for the longest high five chain on tuesday. sounds like what we do after our newscast. people of all ages attended the record event in terriahaute. and the mayor was made up of more than 1,600 participants. the previous record was set in china back in april of 1300. >> high five. >> so at the end, what do they do. when they're all so very proud of what

i did figure that i did get a great benefit through my g.i. bill. i figured i would use it and it would buy me enough time to figure out what to do by the time my benefits expired. >> you started mission continues tell us. >> i was awarded it in 2012. july of 2012 through january of 2013. it was a fellowship for me to serve in my community 20 hours a week for six months. i decided to serve at the national veteran's center helping the executive director build off the program there. >> laura, you're serving as the southeast regional director for the mission continues. tell us about the programs that you are using to help further this change, the shift in the way veterans are transitioning back into the community. >> right. well, the mission continues is one of, i think, a few great nonprofits that are helping to fill the gaps. there are a lot of veterans and families coming out. i think a million over the next five years is the latest figure that is being published, and the government simply cannot access all of those people at once. what we're starti

time with mayor ed lee to foster a long lasting relationship with seoul that will generate cultural benefits loans with the our soul sister city san francisco has much in common with soul if their renowned art that residents take pride to tare historical moments and the parks our marches have much in no one they started as civil rights attorney mayor pouk is a good mayor that was imprisoned in that soul stand up for his right and our mayor led the first public housing rights strike in san francisco 38 their unexpected mayors are invented candidates that are here to serve their cities there are picture pictures of the mayor pco cleaning the students and our mayor was started the public works and when i met the mayor he was peppering cleaning the streets of san francisco and so those o both of them understand the infrastructure of the city but also understands what that means to be a public certificate your our commitments what they laborer look for they're ready to get their hundreds dirty on behalf of the city as we move forward i want to acknowledge mayor ed lee and pco for being the standa

did you find there was benefit in there? i think to the degree that we are open and that we believe perhaps certain sorts of things are natural laws, that they recur -- to that degree, i think we can find great benefit in the past. in any case, the founders did. a lot of their advice sounds like the advice of ancients. but not all of it. a lot of it is incredibly personal. one of my absolutely favorite letters is a short one written by john j to his son, in which he sends him a few seeds and tells him to plant these seeds at his uncle's estate. and then he says, you know, whenever i walk around my place, i am sensible of the fact that i am walking under trees that my father planted, and i derive a wonderful feeling from that. something as simple as planting trees. that's the degree to which their advice extended. the founders are extraordinary. extraordinary lives. you have some of these handouts, i think. if you don't, raise your hand. we can get one to you. it is hard to talk about a book that is not finished yet. one of t

many turned to benefits like which is a temporary assistance for needy families. if program tan provides low-income americans to transition to work and support their children while they are doing that. can business is a flexible grants to states but includes rules to ensure that our tax dollars are being spent appropriately. sadly, people are spending welfare benefits in liquor stores, ca sign oost and strip clubs. in 2012, congress passed a law that blocked states to block welfare benefits from being accessed in those places. and president obama rightly signed that law -- signed it into law. since then both washington state and coloradoville legalized marijuana opening up a new hoop hole, the pot shop loophole which the bill before us would close, along with the other shots that i mentioned before have closed the use of your benefit card. this bill just adds pot shops to that list. this isn't an idle concern. a report examining welfare transactions in colorado revealed over $5,000 in welfare benefits were accessed in stores selling marijuana in the first month su

like google and facebook and he wants his piece of the pie saying all those free foods are fringe benefits that should be taxed. derek shore is live in mountain view with the affect it could have moth on not just the tech giants but smaller companies. >> reporter: that's right, jessica. here in silicon valley, there are a number of smaller firms, and they actually use local eateries to feed their employees. the irs apparently saying buying the food is not a problem. but then giving it out for free is. for many it's hard to even fathom, but for silicon valley, it has become commonplace. tech companies like google and facebook offering up free eats for employees. but the gratis gourmet grub is starting to become something of a food fight. >> a lot of companies in silicon valley, google, twitter are giving their employees lunch every day. >> reporter: and it appears the tax man has taken notice that the free lunch was actually free, something the irs has a problem with, according to tax attorney. >> in the past you didn't have employers gives their employees free meals all day long. so this i

the city has indicated nationwide up to 5 hundred thousand americans might benefit from prep many men>> and the second number which is 2 hundred and thirty thousand. >> well, actually the latest surveillance 3 hundred thousand men are receiving prep that's information through september of 2013 we know the demand for preparing hit a tipping point in late 2013 we're looking forward to the information in 2014 that will show it prep use is expanding in the united states. >> it helps a lot i miss heard the number a and wondering why the nation isn't doing better than san francisco while san francisco is doing better than the nation as a whole. >> thank you, supervisor and dr. grant sidelined to call upon susan from our department of public health and begin by thanking our department of public health for the incredible work on this issue and they have been an important partner we've been working on this and so with that, dr. phillip's. >> thank you very much good morning and i want to take the opportunity to speak with you today i am a deputy health over i'm susan and also the director of t

how extreme events are giving kids benefits asa kids benefits asa lif i'm sure she knows couples in our situation... i just hope she has good coffee. at least we're talking about it. i was kidding. i know just try to be serious in there, okay? okay, you're right. it's just going to be simple steps. that's all we need. yeah... just hope she doesn't tell us we have to work until we're 80. the it's time to talk about retirement conversation. wells fargo can help with my retirement plan. a tool that gives you manageable steps for retirement. we can do it with you or try it online. together, we'll go far. >>> today fans are mourning the death of jazz and funk pee near joe sample. he was the founding member of the jazz crew saiders, he later launched a solo career that allowed him to perform with artists li e clap ton. he died from complications of lung cancer at a houston hospital. he s yrs. >>> when most of us think about summer camps from our childhood, we remember hiking trails or roasting marshmallows. more kids are taking camping to the extreme. we're talkin zip lining, dirt biking, stu

have consumers seen any benefits on the bills? the average bill is up 4% on cable so consumers are paying for it. and now we are not just into the traditional cable and media but broadbrand today and this should be creating a new era of media democracy and civic dialogue and it is going down the same road that radio, cable and television went down with consolidation. it is a tragic way to treat a democratic country. >> host: robert mcdowell, same question. >> guest: thank you for having me. it is good to be back with michael as we had many years together and kept the dialogue civil through the entire time. during his six months as acting chair with the fcc we had 50 items on and we voted together. he is the only chair i have a hundred percent voting record and that destroys our credibility. >> guest: thank you. >> guest: i am not here to advocate for or against. i think the deals will be approved. you don't have comcast taking out a competitor so it brings up a question of whether or not the fcc should be in the merger review busi

they have in no and of cost-benefit analyses and we have had a slew of new reports.rgument i am making is we have known this for decades and the reason why we have not acted is we are still locked in to a very narrow ideological view that is the role of government to get out of the way of business and for said till it's a -- facilitate economic growth defined as a whatever delivers short-term economic growth is good. that logic is not compatible with this long-term thinking of cost benefit analysis. we will have a better economy if we act now. the problem is it is till so profitable to invest in fossil -- a boom inave green energy but we are doubling down on the dirtiest fossil .uels north america is in the midst of a fossil fuel frenzy. rex how do you respond to those that say coal used to be the fossil fuel of choice, is basically my natural gas for cost reasons and also for the reasons that you cite and you cannot wipe away an entire industry overnight. to bo you get from a without making those kinds of compromises? a fossil fuel. there are hard realities. the wor

you can estimate your future benefits, and manage current benefits online.y. because someday is here at socialsecurity.gov. press your tonguenture, against it like this. it moves unlike natural teeth. do you feel it? it can happen with every denture. introducing new fixodent plus true feel. it helps keep dentures firmly in place. with a smooth formula, free of flavors and colorants. so you get a closer feeling to natural teeth. new fident plus true feel. fixodent. and forget it. john: the epa is a monster. but you could argue that it's less of a monster than other government bureaucracies because they have not constantly grown. they spend about a billion of your tax dollars every year, that actually less than they spent under president bush. will good. the epa is still a monster because the old rules never go away, but they keep passing new rules. the epa officials point out that their budget is only $8 billion and that is washington talk. but even that is misleading because when they say clean that up, the cost is on you. last year they decreed that every f

security or what people are appropriately talking about is how we expand social security and get the benefits out of the working people who need them. [applause] now, let me conclude my remarks by telling you what we are up against in this election right now. there has been a lot of discussion in the media about the koch brothers, and a lot of people in the conservative movement, people spending hundreds and hundreds of millions of dollars of dollars in the campaign. we all recognize that is not what american democracy is supposed to be about. but there has been very little discussion about why are the koch brothers spending so much money. what do they want? in 1980 david koch ran for president on the libertarian party ticket, but the libertarian party established their platform. i want to read you some of what was in that platform, because i believe they have not changed their views. it is important for you and the american people to understand what it means and why these guys are throwing money against jeanne shaheen and other decent candidates around the country. what is their vision for a

benefits to seniors have not changed. in fact, because of the affordable health care act, medical solvency has been extended or a number of years. we are a in terms of the lowest number of people who don't have access to health insurance. that is something we should be proud of. that resulted because of a bipartisan effort working with congress to get a waiver to expand access. >> you have something to say? >> when it comes to the medicare costs, the congressman has stated that he did every page of that bill. that he would not change a thing with that bill. however, we do see there are a number of changes that have been made or delayed that he has supported. when it comes to that $716 billion in medicare costs, that was a number that comes from the congressional budget office. maybe you just need to walk down the hall and visited with them to see if that is accurate or not. >> lets move on. >> turning to the economy. the two approaches we hear most often, one is that it benefits businesses and high income americans with t

the value is health benefits.elieve this will do for their life is it will cut savings to the system, and change their metabolism and their outlook, allowing them to enjoy the benefits of walking again. >> derek herrera, thank you for your service. did you think you would be standing here? >> i didn't. you go through different stages after a catastrophic injury like i have dealt with. i consider myself lucky to have this technology available. there are some of the people that are not being able to take their first steps again. i never thought i would be able to. .> the company just went public for the business side that is going to be important to raise money. this has to be expensive. $70,000? >> we believe it is going to be a net cost savings. that is data we are going to work on in studies. part of the decision was looking at the health benefits. they did not want to lose them. these health benefits of seem obvious. what about the psychological benefits in terms of making your life a different experience? >> ab

but we have to honor those benefits. anyone that is on retirement or social security or medicare for those that in your retirement have to keep those benefits. that we have to a knowledge there is a problem with social security and medicare and within 20 years the system will be broke. we have to address the problem to look at many options for i have not endorsed one option over another but we have to come together in a bipartisan manner to solve these issues. congressmen braley has been there eight years but there is no resolution. every senior that comes up as the campaign talking point but we are no further down the line we need to protect our seniors with the social security and medicare >> moderator: mr. braley and 66 percent of likely voters say it is a problem you have missed all large percentage of committee hearings on veterans affairs >> that is misleading if you want to know my true record they can go to my web site where lays out all that i have done for veterans in eight years because one of the things i hav

>> because everybody benefits.ord sounds like communism but we do work and live in a society where there is a collective well-being and you benefit as i have just been mentioning for the things that union members thought so. you get the healthcare all of the things that you get. >> i could form a group of correspondents and negotiate for a pension. >> wouldn't that be some kind of a union? >> it would be voluntary. >> voluntary is better than forced. forced again you use the word force. am i don't know that this is a crowbar to your head. >> if i wanted to work there. >> there is fmutual benefit for all and you have benefited. >> you are fine with government healthcare you want more. >> i want the government to take over healthcare. it should be for all. >> government -- means more government. >> i am not saying erg. everybody should have healthcare, vacation, warm radiator in their residents. we have the resources to do it. we spend all of this money on war no questions asked. >> thank you, al len colmes. >> i am

there are many benefits that can come from big data like consumer benefits and there will be rate insight in certain areas, many areas, but some that are top of mind are in health care, and other kinds of research and underserved populations in providing new insights. these are the more difficult to solve problems that we face in society. there are risks from big data so that is true. i think if you take pieces of separate pieces of information and assemble them into a profile, that may give sensitive insight into a consumer. you have all these benefits and you have some risks. what do you do then? >> tonight at 8:00 eastern on "the communicators," on c-span2. c-span 2015 student can competition is underway. this nationwide competition for middle and high school students will award one to 50 price, totaling $1000. created -- create a five-minute to seven minute documentary on the topic. it must be submitted by january 20, 2015. go to student can.org for more information. grab a camera and get started today. the phoenix arizona v.a. medical center held a townhall meeting in mid-september f

neil: how many do you think benefit? if we're told 2 million americans are paid at minimum wage and more than half are college or high school kids. how is that going to benefit millions more. automatically the wages go up? >> no, no, people are making $8, $8.50, $9. anyone between the $7.25 and $10.10 will be benefit. 84% of the people who benefit from the minimum wage increase are not teenagers, they're not teenagers. neil: well, all right, i wish i had the numbers in front of me. >> you're talking about the ones that just are getting $7.25. neil: okay, yes, i am, sorry for not being clear. >> people want more detail. go to time for a raise.org. neil: i think there is some wisdom in this, whatever we do, if we go the route of increasing minimum wages. depends what the level, is once we index it to inflation, whatever the level whether it's cpi or whatever, and take it off the political hot potato list, we might be onto something and avoid the theatrics that we go through. what do you think of that? >> one way to stabili

a handful are able to reap the benefit. i think that climate change, like economic inequality, symptoms of the same problems. the same problem as those with power writing the rules too much in their favor and everyone else the left bunt rome -- left behind. >> we got a ton of questions submitted on one particular issue that jumped out. i don't know what the situation is in france. here in the united states there are two people appear that have student loans. a variety of different questions barbara from arkansas and robert from morgan. some outright forgiveness. >> the facts on student loans. right now we have $1 trillion outstanding in student loan debt. 40 million americans are dealing with outstanding student loans. mostly young people. people 60 and over collectively as well about $43 billion. >> sixty and over. >> we have a lot of student loan that out here. now, it is starting to be so much that it is dragging down the economy. the reports are starting to pile up in the fed's to my the consumer financial protection bu